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eCentive® Account

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The eCentive® Account is an interest-bearing checking account offering a premium interest rate and ATM fee refunds when you meet monthly qualifications. Even if you don’t qualify monthly, it’s still an interest-bearing checking account with no minimum balance and no monthly service charge!

View our eCentive Account tutorial

Account Features

  • No minimum balance
  • $100 minimum to open account.
  • No monthly service charge
  • Monthly eStatements required; Must have valid email address to enroll
    ($5 per month  if you fail to  enroll and paper statements are sent to you through U.S. Mail )
  • $30 fee if account is closed within 6 months of opening
  • Free Online Banking, ePay online bill payMobile Banking and more!

Additional Features and Requirements

  • Overdrafts & NSF: $33 per paid item; $36 per returned item
  • Debit card included
  • Transfer money electronically to or from your account…anytime, online
When you meet these three easy qualifications…
  • Make 10 or more debit card payments and/or purchases that will post to your account each month (excluding ATM transactions)
  • Have at least one direct deposit or automatic payment (ACH) each month
  • Receive a monthly eStatement
You can earn these incentives each month:
  • Earn our highest yielding checking interest rate on balances up to $25,000.00
  • Automatic refunds up to $25 per month for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions.

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up to date rate information!

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