The eCentive® Account is an interest-bearing checking account offering a premium interest rate and ATM fee refunds when you meet monthly qualifications. Even if you don’t qualify monthly, it’s still an interest-bearing checking account with no minimum balance and no monthly service charge!
View our eCentive Account tutorial
Account Features
- No minimum balance
- $100 minimum to open account.
- No monthly service charge
- Monthly eStatements required; Must have valid email address to enroll
($5 per month if you fail to enroll and paper statements are sent to you through U.S. Mail ) - $30 fee if account is closed within 6 months of opening
- Free Online Banking, ePay online bill pay, Mobile Banking and more!
Additional Features and Requirements
- Overdrafts & NSF: $33 per paid item; $36 per returned item
- Debit card included
- Transfer money electronically to or from your account…anytime, online
When you meet these three easy qualifications…
- Make 10 or more debit card payments and/or purchases that will post to your account each month (excluding ATM transactions)
- Have at least one direct deposit or automatic payment (ACH) each month
- Receive a monthly eStatement
You can earn these incentives each month:
- Earn our highest yielding checking interest rate on balances up to $25,000.00
- Automatic refunds up to $25 per month for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions.
Apply Online
Rates
Make informed decisions about your savings and checking accounts. Click here for more
up to date rate information!
Security
Learn more about the benefits
of FDIC Insurance coverage
for your checking, savings,
and certificates of deposits.
Convenience
Mobile banking provides a secure and convenient way to manage your finances. Click here to get started with mobile banking.
