Give your paycheck a boost
with the new
Earn 4.04% APY* with our highest interest checking account.
Our new Payroll Plus checking account is the perfect way to give your paycheck a boost. When you meet three easy qualifications each month, you can earn 4.04% APY*. Get the best of both worlds – the convenience of direct deposit and an excellent rate of return.
Give your paycheck a boost
with the new
Earn 4.04% APY* with our highest interest checking account..
Our new Payroll Plus account is the perfect way to give your paycheck a boost. When you meet three easy qualifications each month, you can earn 4.04% APY*. Get the best of both worlds – the convenience of direct deposit and an excellent rate of return.
3 Easy Payroll Plus Qualifications**
Monthly Payroll Plus Incentives and APY* Rates
- Earn 4.04% APY* Every Month with $5,000 in direct deposits each month, a minimum of $500 in monthly debit card purchases posted to your account1, and enroll in eStatements2.
- Automatic ATM Refunds up to $25 dollars when qualifications are met. (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions.)
| 4.04% APY* | for qualified balances of $0.01 – $100,000 |
| 4.04% - 0.89% APY* | for qualified balances greater than $100,000 |
| 0.05% APY* | non-qualifying balances |
Payroll Plus Checking Account Features
- $100 minimum to open account
- Monthly eStatements required – Must have valid email address to enroll.
- Debit card included
- No minimum balance
Additional Account Benefits
- Free Digital Banking, Mobile Deposit, ePay (Online Bill Pay) and more!
- Transfer money electronically to or from your account – anytime online.
- myMoney, our personal financial management tool, is a free real-time aggregation tool that helps you control your money on one screen with technology you can trust.
Discover a Checking Account That Exceeds Your Expectations
Learn more about the benefits of FDIC insurance coverages for your checking, savings and certificates of deposit.
Digital Banking provides a secure and convenient way to manage your finances. Get started with Digital Banking today.
Automatic ATM refunds up to $25 when qualifications are met.
- Overdrafts & NSF: $33 per item, per presentment
- $30 fee if account is closed within 6 months of opening
- $4 per month if you fail to enroll in eStatements
**When the Payroll Plus Account qualifications are met, balances up to $100,000 will earn that qualification rate for the entire statement cycle. Balances of $100,000.01 and above will receive that qualification rate for the entire statement cycle. If applicable, sales tax will be applied to service charges for accounts opened in Iowa.
1. Please note that ATM transactions do not count toward the debit card purchase requirement.
2. Must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.
Minimum opening deposit of $100 required.
Payroll Plus rates effective as of December 1, 2024.