About Us

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MISSION

Helping People Succeed Financially. We see every customer as an individual and treat our customers’ businesses as our own. Our dedicated, experienced staff is there for our customers on every step of their journey.

VISION AND VALUES

Our vision for the future is based on our mission of helping people succeed financially. Our goal is to continue to evolve with technology to provide the best banking experiences for our customers and set them up for continued success throughout generations.
We closely follow our guiding principles:

Ethics
We adhere to high moral principles and standards in our work and our lives.
Solution
We are always actively engaged as part of the solution for our customers, in whatever challenges they face.
Ownership
We take responsibility as Heritage Bank Owners. We own our actions and always work to be the solution.
Positivity
We keep our heads up in the face of adversity. We foster an environment of positive, warm energy.

EMPLOYEE OWNED

We believe in investing in our employees, which is why we’ve adopted an Employee Stock Ownership Plan (ESOP), where our employee owners get a stake in the company. This means we are a more committed and motivated team than the big box banks. We’re better equipped to serve you and we care about your financial success.

OUR ROOTS

Thanks to Earl and Virginia Geiger’s entrepreneurial spirits, founding the Geiger Corporation in 1969, Heritage Bank’s story began. Their passion was to help other entrepreneurs, like farmers and small businesses thrive in their community.

The Geigers’ two sons, Gary and Tom have been actively involved in their family business, even at present. Gary Geiger led our Minnesota banks for 33 years. Tom Geiger, with a strong entrepreneurial background himself, actively serves as Heritage Bank’s Chief Executive Officer.

The roots of Heritage Bank are strong and resilient. The passion behind serving fellow entrepreneurs and seeing our communities thrive has not tarnished over time, we carry on the legacy of knowing how crucial family-owned and small businesses are to our community, and we will always be dedicated to serving them, and helping them succeed and thrive.

WHY WE’RE DIFFERENT

Equipped to Help You

We aren’t your average national bank. We see you as a partner and treat your business as our own. Which is why we have private banking services, experienced bankers that work with you, our own in-house credit coach, and more.

Digital-First

We also remain digital-forward, seeking out and adopting relevant banking technology to always offer our customers the best banking experience, digitally and beyond.

Adaptable

Heritage Bank has learned to evolve and has overcome many things over time like the farm crisis in the 80s, the Great Recession, and the Covid-19 pandemic. During Covid-19 we adapted quickly and nimbly moving most of our staff remotely and continued serving our customers digitally.

GIVING BACK

Heritage Bank is committed to the communities we serve! We understand the value of reinvesting our time, talent and resources to supporting local economic development organizations and our employee-owners are personally engaged in civic groups and community events. Our purpose is to help people and businesses achieve financial success, and our commitment to this begins with giving back to the communities where we live and work.