Heritage Bank NA: Official Site ⭐⭐⭐⭐⭐

On a 5-Month, $25,000 Minimum CD

* Stated APY is for a 5 month term with a minimum balance of $25,000.
APY = Annual Percentage Yield. Fees may reduce earnings.
Interest penalty will be imposed for early withdrawal. Not available for public or brokered funds. Effective May 1, 2023. VIEW DETAILS

Better than Ever!

eCentive Checking
2.02% APY*

For balances up to $100,000.

*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the checking account is opened. Interest Rate Effective Since Dec 27, 2022. VIEW DETAILS

HIGHER INTEREST RATE ON JUMBO

Our Jumbo Deposit Account Interest Rates Have Risen.

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Welcome to Heritage Bank!

Our Mission

Heritage Bank’s mission is to help people succeed financially. Specifically, that means:

Helping our customers meet their goals and achieve their dreams
Supporting our communities and helping them thrive
Providing a gainful and enjoyable workplace for our employee owners
Providing a sound and profitable return for our investors.

MORE ABOUT HERITAGE BANK

Our Values

Ethics

We adhere to high moral principles and professional standards in our actions with all relationships at work and in our personal lives.

Solution

We are actively engaged as part of the solution, always looking for continuous improvement. We uphold and balance the priorities of confidentiality, accuracy, respect, and responsiveness. (CARR)

Ownership

We don’t shy away from responsibility. We do what we say we will do and acknowledge shortcomings when mistakes are made.

Positivity

We bring positive energy and enthusiasm to every task. We remain professional and represent Heritage Bank well always.

Heritage Bank NA

310 1st Street South, Willmar

4.8 442 reviews

Kerri Martin ★★★★★ a month ago
We worked with Jean at PhysicianBank to purchase our new home and we are very pleased with the experience. She is friendly and helpful and works hard to make sure everything is completed in a timely manner. She is responsive after hours … More and worked hard to ensure everything was set for our desired closing date. The Interest rate on the mortgage was extremely competitive and they offered incentives to even further reduce it. We enjoyed working with Juanita on the banking side as well. Thank you!!
Daniel Adams ★★★★★ 6 months ago
Heritage Bank has been my bank for my business and personal for over 10 years. What a personal and professional experience each and every time I go in. The staff always is there to help. Could not recommend them enough for both business … More or personal banking. Truly the best bank I have ever worked with!
Heidi Costello ★★★★☆ 8 months ago
We have had a great experience with Heritage Bank as a whole. Their customer service is top notch, their employees are very knowledgeable. The reason I gave four stars is due to the fact they recently changed to third party mortgage processing … More and got rid of their app. I prefer to deal local, that was one of the main reasons we went with them to begin with. Overall a great company to work with.
Lori Sherod ★★★★★ 8 months ago
Becky was super helpful when our mortgage had a series of changes to it. Instead of losing our insurance we were able to reinstate the policy. We struggled with being able to fix the situation until Becky helped us out. Without her help … More I am convinced that we would have lost our insurance. She was an essential part in recovering during the transition. Thank you for having her on your team! I thoroughly enjoy the fact that you have such great people working for you who can provide amazing customer service support. Thank you Becky! You were a lifesaver for us in our time of need.
HollyGolightly80 ★★★★★ 8 months ago
My experience with Heritage Bank has been wonderful. They have such great and caring staff there that are always there to help their customers, as well as take care of their staff like family. Adam was wonderful to work with, always went … More above and beyond, and always took the time to answer any questions. He was not only a great at his job, but an awesome human being as well. He is greatly missed.
Austin Kost ★★★★★ 8 months ago
Heritage bank has been a huge factor in the growth of our real estate portfolio. They took a chance and trusted us on our first apartment purchase in 2020 when other banks wouldn’t. Since then, they have financed all of our apartment purchases … More since and continue to do a great job as we continue to grow our portfolio. Scott, their portfolio manager has been a great source of knowledge when it comes to analyzing our deals and putting the proper debt structure in place to make sure the project is set up for success every time. Highly recommend

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