Heritage Direct Savings is an all-electronic personal account that you manage online and it pays our most competitive savings rate.
- Open an account with $1,000 or more (once opened, online use only)
- Minimum balance of $1,000 required to earn interest
- If account balance falls below $1,000 (daily collected balance)* a $17 monthly service charge will be assessed.
- Six free withdrawals allowed per month, $3 for each additional withdrawal
- Monthly eStatements required; must have valid email address to open account
($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail )
- Variable interest rate may change daily; Interest calculation is based on daily (collected) available balances and is compounded monthly
- Debit Card not available
- Transfer money electronically into your account or out of your account…anytime
- Account holder must have a linked checking account (at any financial institution chartered in the U.S.) to transfer money from this account
- Overdrafts and NSF: $33 per item
- $30 fee if account is closed within 6 months of opening
Make informed decisions about your savings and checking accounts. For up to date rate information, check Current Interest Rates.
Learn more about the benefits of FDIC Insurance coverage for your checking, savings, and certificates of deposits.
Digital Banking provides a secure and convenient way to manage your finances. Get started with Digital Banking today.