High-yield savings made simple & secure
Our Jumbo Deposit account is an interest-bearing, high-yield savings account with flexible options to ensure deposits beyond the standard FDIC limit can be insured. To learn more about our Jumbo Deposit Account, see the page: Jumbo Deposit Account FAQs.
Current Jumbo Deposit Account APY1 Rates
| 3.75% APY1 | with $2,000,000 minimum balance |
| 3.02% APY1 | with $230,000 minimum balance |
| 2.04% APY1 | with $100,000 minimum balance |
| 1.01% APY1 | with $.01 minimum balance |
Deposits insured by the FDIC to the maximum allowed by law. Talk to a banker to discuss options to insure additional funds using IntraFi Cash Service® (also known as Insured Cash Sweep or ICS). Application is required to participate in ICS.
Minimum Balance: $0.01
Interest: Compounded and credited monthly
Questions about our Jumbo Deposit Account? Call us at 800-344-7048
This is an all-electronic high-yield savings account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty.
You are allowed six (6) withdrawals, of any type, per month. Any month you exceed this number, you will be charged a $30.00 service charge.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge.
FDIC-insured limit applies to customer’s entire deposit relationship with Heritage Bank NA.
No financial institutions or brokers.
1APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened.
Jumbo Deposit rates effective as of December 1, 2024.