Carefree Checking Account Features
Carefree Checking is a basic, no minimum balance, no interest checking account.
- No minimum balance
- $100 minimum to open account
- Monthly eStatements available – Must have valid email address to enroll ($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail)
- Debit card included
Additional Features and Requirements
- Overdrafts & NSF: $33 per item
- Free Digital Banking, Mobile Deposit, ePay, Online Bill Pay and more!
- Transfer money electronically to or from your account – anytime, online
- $30 fee if the account is closed within 6 months of opening
Ready Reserve Line of Credit
Learn how a Ready Reserve Line of Credit can protect your account from overdrafts. It will also simplify small and short term loans.

SECURITY
Learn more about the benefits of FDIC Insurance coverage for your checking, savings, and certificates of deposits.
CONVENIENCE
Digital Banking provides a secure and convenient way to manage your finances. Get started with Digital Banking today.