Whether you prefer a basic checking account or one that provides rewards, Heritage Bank has a personal checking account that is right for you.
Earn our highest interest rate on balances up to $100,000 (See Reward Program details)
|Minimum Opening Deposit:||$100||$100|
|Electronic Statements:||Available for free||Required and free|
|Service Fee:||$4 per month if not enrolled for electronic statements||$4 per month if not enrolled for electronic statements|
|Digital Banking App:||Yes||Yes|
Earn 2.02% APY3 on balances up to $100,000
Earn 0.14% APY3 on balances over $100,000
Receive ATM fee refunds automatically up to $25/month4
WHEN QUALIFICATIONS ARE NOT MET:
Earn 0.05% APY3 No ATM fee refunds
Account remains eligible to qualify for incentives in subsequent months
|APPLY ONLINE||APPLY ONLINE|
- Primary account holders (based on social security numbers) are limited to two (2) eCentive® Accounts
- Overdrafts & NSF: $33 per item
- $30 fee if the account is closed within 6 months of opening
- ATM transactions do not count toward the debit card purchase requirement.
- Monthly Electronic Statements and valid email address required. $4 per month paper statement fee if you fail to enroll.
- APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened.
Interest Rates Effective Since December 27, 2022.
- Automatic refunds up to $25 per month – (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)