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System maintenance is scheduled from 11:00 PM on Saturday, Feb 24 to 11:00 AM on Sunday, Feb 25 (Central Time) to improve processing power and increase capacity for data storage. This affects all debit card customers and online/mobile banking users. We apologize for any inconvenience. Posted 2/22/18

Low Activity Checking

Low Activity Checking is an easy-to-use checking account for non-profits, clubs, and sole proprietors that typically write fewer than 15 checks and deposit less than 50 checks per month.

Account Features

  • Free! – the first 50 checks processed or deposited per month; then $.52 for each additional
  • No monthly service charge
  • No minimum balance
  • Free! – 24 hour Online Banking access
  • Multiple access options including a Heritage Bank debit card, ACH, and checks
  • Electronic or paper statements available on a monthly, quarterly or semi-annual basis

Apply Online