HIGH-YIELD SAVINGS MADE SIMPLE & SECURE
Our Jumbo Deposit account for business is an interest-bearing, high-yield savings account with flexible options to ensure deposits beyond the standard FDIC limit can be insured.
Current Jumbo Deposit Account Rates
| 3.51% APY1 | with $2,000,000 minimum balance |
| 3.02% APY1 | with $230,000 minimum balance |
| 2.04% APY1 | with $100,000 minimum balance |
| 1.01% APY1 | with $.01 minimum balance |
Deposits insured by the FDIC to the maximum allowed by law. Talk to a banker to discuss options to insure additional funds, including IntraFi Cash Service®. Application is required to participate in IntraFi Cash Service®.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $0.01
Interest: Compounded and credited monthly
Questions? Call us at 800-344-7048
This is an all-electronic business high-yield savings account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge.
FDIC-insured limit applies to customer’s entire deposit relationship with Heritage Bank NA.
No financial institutions or brokers.
1APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened.
Jumbo Deposit rates effective as of July 1, 2025.
Important Rate Information with the IntraFi Cash Service (ICS)® option: Funds on deposit in the ICS® option will accrue interest independent of any balance in the Jumbo Deposit Account. The interest rates and tiers in the ICS® option are the same as those listed on the Jumbo Deposit Account Product Disclosure and Rate Sheet Addendum.