Secure Business Checking

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The Secure Business Checking account is ideal for government entities, municipalities, non-profits or trusts that have large account activity, and businesses that carry large balances and want the security of FDIC Insurance.

Talk to a banker to discuss options to insure funds up to $7M, including IntraFi Cash Service®. Application is required to participate in IntraFi Cash Service®. Compare Business Checking Accounts.

SECURE BUSINESS CHECKING Account Features

• Minimum opening deposit of $250,000
• Average monthly balance minimum of $230,000
  • If less than $230,000 average monthly balance, then there would be a $500 monthly service fee
• Non-interest bearing
• No analysis charge or earning credit
• No monthly maintenance fee when you maintain a minimum average monthly balance of $230,000 and enroll in eStatements
  • No electronic items fee (ACH, sweeps, debit cards)
  • No paper items fee (Checks/debits, deposits/credits, deposited checks)
• eStatements free, but paper statements would be $15.00 month
• eStatement Image Statements – $5.00 per month
• Overdrafts & NSF – $33 per item, per presentment
• No fee for secondary services (ex. ACH origination fees, RDC, Positive Pay)
• No wire fees*
• Free debit cards – no charge
  • Standard Heritage Bank card
• ATM foreign fee – charge
• No overdraft privilege (aka allowable overdraft)