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Jumbo Deposit Account

Our Jumbo Deposit Account is an interest bearing account with flexible options to ensure even your largest deposits can be fully FDIC insured.

Current Jumbo Deposit Account Rates:



with $230,000 minimum balance




with $100,000 minimum balance




with $.01 minimum balance


Deposits insured by the FDIC to the maximum allowed by law
Minimum Opening Deposit: $1,000.00
Minimum Balance: $0.01
Interest: Compounded and credited monthly


Questions? Contact us!

Call us at 800-344-7048 ext. 3989 or 320-214-3989

Did you know…

FDIC Limits Are Not So Limiting

Account balances over $250,000 may qualify to be fully FDIC insured with the convenience of one account.


Check out our FAQs
or call 320-214-3989


Need access to your money?

We have multiple options for making deposits and withdrawals.


This is an all-electronic account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty.
1The annual percentage yield (APY) is accurate as of 01/04/2019. Interest rate is variable and may change after the account is opened.

Fees may reduce earnings on the account. $15 per month fee if paper statements are mailed through the US Mail. You are allowed six (6) withdrawals, of any type, per month. Any month that you exceed this number, you will be charged a $30.00 service charge. Federal Banking Regulations limit the number of preauthorized withdrawals to a combined total of six (6) telephone and online banking transfers, and ACH payments to third parties. If you exceed this limitation three times during a rolling 12 month period, Federal Banking Regulations require that your account be closed. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge.