Home Equity Loan

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HOME EQUITY LOANS

Equity is the difference between your property’s appraised value and the amount that’s still owed on it. A home equity loan or line of credit allows you to borrow money, using your home’s equity as collateral.

Whether it’s a personal investment, new car purchase, educational opportunity, vacation, or home improvements, borrowing money using your home’s equity as collateral may be the perfect option for you. The interest you pay may also be tax-deductible.

Home Equity Loan – an installment loan for a one-time expense
Home Equity Line of Credit – provides ongoing access to available credit, similar to a credit card.

Choose Heritage Bank, the Personal Banking Team for a timely and knowledgeable response to your loan needs. Our Personal Bankers make financing simple and efficient.

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Call - 320-235-5720
Text - (320) 441-0454
Toll-Free - 1-800-344-7048

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Important Information

Procedures for Opening an Account
Mandated by the USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.