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Home Mortgage

Apply now for a home mortgage with our Midwest Home Team if you are buying, building, refinancing, or remodeling!

Heritage Bank’s mortgage lending team is ready to put our services to work for you! You are at the right bank for competitive rates and experienced lenders.

Heritage Bank offers the best online tools available, most current mortgage rates, and the assistance of an experienced lending team to guide you through and help you understand the mortgage process.  Look to the Home Team for answers to your questions about home loans!

online mortgage application

Home Mortgages

Home Equity Loans

Equity is the difference between your property’s appraised value and the amount that’s still owed on it. A home equity loan or line of credit allows you to borrow money, using your home’s equity as collateral.

Whether it’s a personal investment, new car purchase, educational opportunity, vacation, or home improvements, a home equity loan or home equity line of credit may be the perfect option for you. The interest you pay may also be tax-deductible.

  • Home Equity Loan – an installment loan for a one-time expense
  • Home Equity Line of Credit – provides ongoing access to available credit, similar to a credit card.

Contact us to find out which of these would work for you!