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Regular system maintenance is scheduled from midnight to 5:00 a.m. Central Time on Wednesday, June 20. During this time, Online Banking and Mobile Banking will not be available. We apologize for any inconvenience. Posted 6/18/18.

Home Mortgage

Here are some helpful tools to guide you through the mortgage process.


  • Frequently Asked Questions – It can be hard to know what to ask a lender when you don’t understand the process. We’ve tried to provide answers to some of the most frequently asked questions.
  • Pre-Application Checklist – Gathering up all the documents before you meet with a lender can make the whole process more efficient
  • Current Mortgage Rates –  Get our rates quickly on our Instant Mortgage Rate Finder.
  • Weekly Rate Updates – Enroll in RateTracker and we will automatically send you updated mortgages rates each week.
  • Online Tools & Calculators – Mortgage calculators and online tools are valuable resources to help along each step of your home loan process, but contact our trusted mortgage advisors when you want solid details.
  • Mortgage Glossary – Confused by mortgage terms and phrases? Our list of common terms can help you better understand the process.



Ready to buy a home? Talk
to one of our Midwest Home
Team lenders or apply online!


Building a new home? Our mortgage team can help you secure a construction loan.


We finance home improvement projects and refinance current mortgage loans!

Contact our Midwest Home Team to help you get started or:

Heritage Bank - Apply Now
Have a Heritage Bank Mortgage Lender Contact Me

**See our long-form application