Secure Your Money with an FDIC-Insured Savings Account

Our Jumbo Deposit FDIC-Insured Savings Account has you covered.

Earn 3.02% APY* – This FDIC-Insured savings account can help you maximize your earning potential. Flexible options ensure deposits up to $7 million are fully FDIC insured.

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Federally insured deposits up to $7 million

At Heritage Bank NA, we believe in protecting our customers and their savings. That’s why we offer FDIC insurance for up to $7 million through options including IntraFi Cash Service. With FDIC insurance, you can be sure that your funds are safe and secure.

High-yield savings with up to 3.02% APY*

Increase your savings while earning more interest than a traditional savings account. Our high-yield interest rate helps you get the most out of your money.

Convenient access and management of your funds

Get the best of both worlds with easy access to your account through our digital banking platform and mobile app or work directly with one of our experienced bankers.

Heritage Bank NA

310 1st Street South, Willmar

4.8 440 reviews

Dave King ★★★★★
I have had several dealings with Heritage Bank over the past several years and they have been fantastic to work with. Always coming up with creative solutions and offerings to solve for what I was trying to do and saving me money. I highly recommend Joyce and her team!

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This is an all-electronic account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty. You are allowed six (6) withdrawals, of any type, per month. Any month you exceed this number, you will be charged a $30.00 service charge.
Deposits insured by the FDIC to the maximum allowed by law. IntraFi Cash Service® (formerly Insured Cash Sweep) application required for up to $7 million of FDIC insurance.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge. No financial institutions or brokers.
* APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. A minimum balance of $230,000 is required to obtain the 3.02% APY. See additional APY Rates.

Interest Rates Effective Since December 27, 2022.