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System maintenance is scheduled from 11:00 PM on Saturday, Feb 24 to 11:00 AM on Sunday, Feb 25 (Central Time) to improve processing power and increase capacity for data storage. This affects all debit card customers and online/mobile banking users. We apologize for any inconvenience. Posted 2/22/18

Business/Ag Savings Accounts

Heritage Bank has a variety of unique savings plans for your farm, business or non-profit organization. Whether you’re looking to simply set money aside, or invest for the future, a Heritage Bank business savings account can get your dollars working for you!

Min. to Open Interest Paid Debit Card Daily Balance Required Interest Rate
Universal Savings $50 Quarterly Available $50 avg. balance req. to avoid $5 monthly service charge Check Today’s Rates
Flex Gold Savings $1,000 Monthly Available $1,000 min. to avoid $17 monthly service charge Check Today’s Rates
Heritage Direct Savings $1,000 Monthly N/A $1,000 min. to avoid $17 monthly service charge Check Today’s Rates
Jumbo Deposit Account $1,000 Monthly N/A $.01 Check Today’s Rates
Health Savings Accounts (HSA) $50-Waived if regular ACH deposits are established Monthly Available $.01 Check Today’s Rate


Mobile App

Mobile App

With Mobile Banking you can view current
balances and transactions and perform
convenient transactions, including transfers,
mobile deposits and bill payments.

Heritage Bank online-banking

Online Banking

With Online Banking you can view account transactions, transfer money between accounts, receive text or e-mail account alerts, and even make loan or bill payments.