Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user. SMS or Text…
You can now freeze or unfreeze your credit for free, thanks to a new federal law that went into effect on September 21, 2018. Although the ability to freeze your credit was already free in some states, it is now available in all states across the nation. “If you have been subject to any level of identity…
Our Customer Service team can answer all your questions about the eCentive Account! Here are answers to some frequently asked questions to get you started! Q: DO I HAVE TO LIVE IN THE UNITED STATES TO OPEN AN ECENTIVE ACCOUNT?|| A: At this time, we can open accounts for U.S. Citizens and Resident Aliens. We are not…
Here are some helpful answers compiled by our Jumbo Deposit Account specialists. We invite you to consider this great interest-bearing account with flexible options to ensure even your largest deposits can be fully FDIC insured. Q: DOES THE JUMBO DEPOSIT REQUIRE A MINIMUM BALANCE?|| A: There is no minimum balance requirement, but larger deposits earn higher interest…
When I talk with farmers, I always ask them about their goals. It may be what their goal is for a specific project they are working on. Sometimes, we discuss “big picture”-type goals for the farm as a whole. No matter what type of farm you have or what stage you or your farm are…
Please pay close attention to this notice if you have a loan at Heritage Bank NA with an Escrow Account….. Our loans with escrow accounts are analyzed once per year to make sure we have sufficient funds to pay taxes and insurance throughout the year. This affects customer payments starting with the July mortgage payment. …
For the past two years the U.S. House and Senate have been holding hearings and listening sessions on the next Farm Bill. The current Farm Bill, which was enacted in 2014, and governs USDA programs from 2014-2018, expires on September 30, 2018. Release of specific Farm Bill proposals by Congress have been quite slow, leaving…
Normally by mid-April, midwest farmers have either begun spring fieldwork, or are within days of the beginning of the planting season for the year. However, 2018 seems to be the “Winter that never ends,” as another major snowstorm hit Minnesota and surrounding States this past weekend. Temperatures have been extremely cold during the first half…
First-time home buyers are both excited and nervous! There’s so much to learn, steps to take, research to do and then the big decision! It starts with the preparation and budgeting. Figuring out how to make the transition, when, where and what price point should be looked at. It can be overwhelming. The first step…
As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation. Click “Manage Cards” on our Digital Banking and that provides the ability to turn your debit card off and on and actively manage your usage by…
It’s cold outside, winter is here, we’ve wrapped up the Holidays and less people are out and about. Yes, this is all true because we live in the midwest! So how do the winter months affect the housing market and what does that mean for you as a buyer? Have you ever heard this said,…
Mobile Purchasing Heritage Bank and Elan provide credit card users the latest in digital technology. Elan now offers cardmembers the ability to make secure mobile payments* with a compatible Apple®, Android®, or Samsung® phone, tablet, or watch without ever opening their wallet. Mobile Payment Technology Streamline Check Out With Mobile purchasing, at check out, cardmembers…
Tax season is approaching and we need to send out your tax documents. To help ensure secure delivery of your personal data, please be sure to update your address, phone number and email address with Heritage Bank. You can provide that information when you log into Online Banking or contact one of our customer service…
Through the years BauerFinancial has earned the reputation of “the nation’s bank rating service”. If all banks and credit unions have federal deposit insurance what difference does it make what the rating is? Consumers (and businesses) that exceed the deposit insurance limit could lose some of their money in a bank failure; it is surprisingly…
I’ve been hearing about the Equifax breach in the news. What happened? Equifax, one of the three major credit bureaus, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute…
Heritage Bank is honored to be selected by the Willmar Area Community Foundation as the recipient of the Community Builder Award for 2016. On behalf of all of our employee owners, we want to thank the Willmar Area Community Foundation for selecting Heritage Bank as the recipient of its Community Builder Award. Receiving this award is…
Revitalizing an underutilized downtown building should bring new energy to downtown Raymond Heritage Bank has partnered with developer Okay! Home Solutions of Raymond to bring new life to the corner of Cofield Street and Spicer Avenue in Raymond. Heritage Bank has sold the building to developer Steve Bristle, but will remain as a tenant in…
We proudly congratulate Dave Henle on his graduation from the Graduate School of Banking Dave Henle was awarded a diploma on August 12, 2016, at commencement exercises during the 72nd annual session of the prestigious Graduate School of Banking at the University of Wisconsin-Madison. The School, sponsored by state bankers associations from across the central United…
CELEBRATING NATIONAL AG WEEK “National Ag Week” is being celebrated March 13-19, 2016, all across the United States, as well as in Minnesota, with Tuesday, March 15, being designated as “National Ag Day”. As we celebrate “National Ag Week”, it is a good time to reflect on all the traditions and advancements that help make…
The employee-owners at Heritage Bank are just as invested in your community as you are! We take pride in being the bank of choice in the communities we serve. Whether you are looking to buy a new home, or you want to refinance your existing mortgage for equity or rate reasons, let the Midwest Home…
