In the current rising interest market, with a low inventory of houses, it’s common for houses to get multiple offers. As a potential buyer, how do you make your offer stand out? The answer isn’t always to make sure you have the highest offer. Read on to learn tips from an experienced Realtor and a…
Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
In fact, Physician Loans can help doctors get into the homes of their dreams with less money out of pocket, so if you’re looking for a loan as a physician, you might find this option ideal. Using this article, you can decide if a physician loan is right for you.
Seasonal celebrations are just around the corner and if you’re feeling extraordinary generous this holiday season, your pocketbook could suffer the consequences. No need to break the bank when spreading holiday cheer. Spending less during the holidays can be made easier with these five tips. The savings and bank account you have will thank you.
Is the Traditional Savings Account Worn Out?
It is not a mystery that the conventional savings accounts are not as favored as they were in the past. Because of the many diverse choices being offered, folks are questioning if a savings account is really the best way or plan to save money. While we still offer traditional savings accounts at Physician Bank, we provide a couple of terrific opportunities, and we want to {help you find the best option that is right for you. So, if you are questioning if the traditional savings account is no longer needed, you don’t have to be concerned – at Physician Bank, you are covered!
Some of you may dream of buying a nicer house, cabin, or car someday, but fear you don’t have enough money for it. It’s time to start saving! We’ve collected a number of money saving tips and advice for you, so you can have some extra cash when you need it.
The cyber security industry remains important as ever, due to hackers constantly trying to gain access to your personal, private information in new, sneaky ways. Protect your private information with these tips. Scammers’ deceptive traps can be avoided by following these tips.
Home Mortgage Lenders: How to Choose
Choosing the right mortgage lender can be a stressful and complicated endeavor. Find out what you need to do before searching for a mortgage lender. A mortgage application from Heritage Bank NA is easy, ethical, and stress-free. Click here to find out more.
Scammed by a phone call, text, or email? These red flags need to be reviewed. It is always best to defend yourself against scammers. Before scammers strike, lock down your accounts. Learn how to identify a fraudulent email, call or text and what to do if you suspect you have received one. The possibility exists that you have been scammed. See what you can do going forward. Today, read this post.
Heritage Bank offers award-winning, interest-bearing eCentive checking accounts! According to bankrate.com, the eCentive® account earned the top overall rate for checking accounts in August 2022. For those wishing to earn a high interest rate on their checking, check out our eCentive® checking account. There are many benefits, including…
What is a Certificate of Deposit (CD)?
Certificates of Deposit are deposit accounts that can be opened at banks, credit unions, or online financial institutions. The CD allows you to hold money and earn interest for a specified period of time. Discover the 3 benefits of opening a Certificate of Deposit today.
What is an Individual Retirement Account (IRA)? An individual retirement account (IRA) is a tax-advantaged investment account that individuals can use for retirement savings. There are several types of IRAs, such as traditional, Roth, SEP or SIMPLE. Contributions to some IRAs may be tax-deductible or withdrawals may be tax-free. Why invest in an IRA?…
Wherever you are on your path towards financial independence, it’s important to think about what would happen to your financial accounts if you were unexpectedly pass away. It seems like a morbid thought, but planning for the well-being of your family is essential. Even if you don’t yet have a spouse or children, thinking ahead…
After a hot and dry summer, central Minnesota has been blessed with a bunch of rain and mushrooms are starting to pop up everywhere. Continue reading…
We have your Equipment Financing solution! Is your farm or business needing to upgrade or add to your equipment? We are now offering rates as low as 2.54% APR (Annual Percentage Rate) for loans of $100,000 or more to qualified borrowers! Commercial and Ag Financing loans $100,000 minimum loan size 0.50% origination fee $175 loan…
ONE-HUNDRED MILLION DOLLARS! Celebrating a milestone at Heritage Bank! Heritage Bank has successfully completed the approval process for over $100 Million in PPP loans to small businesses! James Miller, Relationship Manager and SBA Paycheck Protection Program Specialist, along with Jamie Blades, Process Coordinator, spread the news today. “It is a team effort here,” Miller said. “We…
Your Device. Your Choice. With a quick tap of your smartphone or smartwatch, you can use your Heritage Bank Mastercard® debit card to pay at millions of store locations that accept mobile payments. You get all of the same benefits your card offers, including the added protection of Mastercard Zero Liability.* Adding layers of security…
Written by Kent Thiesse ANALYZING FARM PROGRAM DECISIONS FOR 2021 The deadline to sign-up for the 2021 farm program is March 15 at local USDA Farm Service Agency (FSA) offices throughout the United States. Beginning with 2021 and continuing through 2023, farm program choices (PLC, ARC-CO or ARC-IC) will be made on an annual basis…
ACH payments are electronic payments that go through the Automated Clearing House (ACH) Network. Funds move from one bank account to another with the help of a centralized system that directs funds to their final destination. The ACH network facilitates electronic money transfers and automatic payments between more than 10,000 banks and financial institutions. Direct deposits,…
We are honored to be named as the 2020 Top Regional Bank for our eCentive Account, Heritage Direct savings, and Carefree Checking. Find out more about these great accounts here! Heritage Bank’s Carefree Checking account scored well because it doesn’t require a minimum balance. You also only need $100 to open an account. Heritage Bank,…
