In a recent segment of Ask the Expert on KWLM, Chuck Nolting, Ag Relationship Manager at Heritage Bank NA, shared valuable information about the challenges and opportunities currently facing farmers and the agricultural industry. With over 25 years of experience in agronomy (the science of soil management and crop production) and agricultural finance, Nolting has…
Meet Matt Hubert. Matt is a dedicated and knowledgeable Ag Relationship Manager at Heritage Bank NA. Matt knows the ag space well. He has been an ag lender for three and a half years, and before that, he worked for a leading ag equipment dealer for seven years, getting to know ag leasing and financing…
Farmers are wrapping up the soybean harvest in South Dakota and are moving quickly on corn. Farmers so far are finding huge variability in corn yields, just like soybeans.
We have your Equipment Financing solution! Is your farm or business needing to upgrade or add to your equipment? We are now offering rates as low as 2.54% APR (Annual Percentage Rate) for loans of $100,000 or more to qualified borrowers! Commercial and Ag Financing loans $100,000 minimum loan size 0.50% origination fee $175 loan…
Written by Kent Thiesse ANALYZING FARM PROGRAM DECISIONS FOR 2021 The deadline to sign-up for the 2021 farm program is March 15 at local USDA Farm Service Agency (FSA) offices throughout the United States. Beginning with 2021 and continuing through 2023, farm program choices (PLC, ARC-CO or ARC-IC) will be made on an annual basis…
Written by Kent Thiesse, Farm Management Analyst Dated January 7, 2019 The partial shutdown of the U.S. government has entered its third week (as of January 7). The shutdown officially began after December 21, 2018. Through the holiday season, most of the discussion regarding the shutdown has been around the political division over the issues that…
When I talk with farmers, I always ask them about their goals. It may be what their goal is for a specific project they are working on. Sometimes, we discuss “big picture”-type goals for the farm as a whole. No matter what type of farm you have or what stage you or your farm are…
For the past two years the U.S. House and Senate have been holding hearings and listening sessions on the next Farm Bill. The current Farm Bill, which was enacted in 2014, and governs USDA programs from 2014-2018, expires on September 30, 2018. Release of specific Farm Bill proposals by Congress have been quite slow, leaving…
Heritage Bank is preparing for spring by strengthening, filling out Ag Team Heritage Bank N.A. welcomes Susan Brugger, a lender with a rich history in the ag industry. Ms. Brugger joins our team as an Ag Relationship Manager. Brugger is working with farm clients in central Minnesota. “Susan’s professional history with lending and insurance, partnered…
CELEBRATING NATIONAL AG WEEK “National Ag Week” is being celebrated March 13-19, 2016, all across the United States, as well as in Minnesota, with Tuesday, March 15, being designated as “National Ag Day”. As we celebrate “National Ag Week”, it is a good time to reflect on all the traditions and advancements that help make…
February 20-27, 2016 is National FFA Week. Heritage Bank is a proud supporter of ag education, the future farmers and the advisers who give of their time to guide and teach!
