How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
Sioux Falls, SD – April 22, 2024 – Levo Credit Union plans to acquire a Sioux City, IA, bank branch from Heritage Bank, National Association. The branch is located at 4530 Singing Hills Boulevard. Levo, which is headquartered in Sioux Falls, SD, has entered into an agreement with Heritage, which is based in Spicer, MN.…
Scammers are finding new and sophisticated ways to trick people into giving their banking information. Read on about online banking security and learn ways to keep your account safe. How secure is online banking? Online banking has become an increasingly popular way for people to manage their finances. With this shift towards digital banking comes…
Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
[wpts_spin]{Physician Loans can be an excellent way for doctors to get into their dream homes with less money out of pocket, so if you’re looking for a loan as a physician, this could be the perfect option for you.|In addition to being an excellent way for doctors to get into their dream homes, physician loans can also be an excellent way to save money out of pocket. So if you’re looking for a loan as a physician, this might be a great option for you.|Getting a physician loan can be a great way for doctors to own a home with less out-of-pocket expenditure, so if you are looking for a physician loan, this might be the perfect option for you.|Doctors can benefit from physician loans by getting into their dream homes with less money out of pocket, so if you need to take out a loan, this may be a great choice.|The physician loan can be a great option for doctors looking for a home loan, so if you’re looking for a medical loan, this might be the right option.|In fact, Physician Loans can help doctors get into the homes of their dreams with less money out of pocket, so if you’re looking for a loan as a physician, you might find this option ideal.|Getting a physician loan could be a great way for you to afford your dream home with less money out of pocket, so if you desire a doctor loan, this could be a great option.|In the case of physicians, physician loans can help them get into their dream homes with less money out of their own pockets, so on the off chance that you’re looking for a loan as a physician, this could be the perfect option for you.|The Physician Loan program may be the best way for physicians to get into their dream homes with less money out of pocket, so if you’re seeking a loan as a physician, this might be the right choice for you.|Getting a physician loan can allow you to purchase a home with less out of pocket money, so if you’re searching for a loan, this could be a great option for you.} {This article will give you information needed to help you decide if a physician loan is right for you.|Using this article, you can decide if a physician loan is right for you.|In this article, we will provide you with information to help you decide if a physician loan is the right decision for you.|You can use this article to inform yourself about physician loans and determine if they are right for you.|In this article, you will get the information you need to decide whether a physician loan is right for you.|Using the information in this article, you can determine if a physician loan is the right choice for you.|To help you decide whether a physician loan is a good choice, this article provides you with the necessary information.|It is our goal to provide you with the information you need to decide if a physician loan is right for you. Read this article now.|To help you decide if physician loans are right for you, this article provides information that will make your decision easier.}[/wpts_spin]
[wpts_spin]{The holidays|The seasonal holidays|The seasonal festivities|Seasonal celebrations} are {just around the corner|around the corner|almost here|just about here|almost here} and if {you’re feeling|want to be|you’re usually|you are} {extra generous|more than generous|extraordinary generous|especially generous|very giving|particularly giving} this holiday {season|time}, your {wallet|pocketbook} could {suffer the consequences|experience a shortfall|come up short|experience inadequacies}. {The good news is that it’s definitely possible to spread the holiday cheer without breaking the bank.|It’s definitely possible to spread holiday cheer without spending a fortune.|But you don’t have to break the bank to spread holiday cheer.|Without breaking the bank, you can certainly spread holiday cheer.|No need to break the bank when spreading holiday cheer.|It’s definitely possible to spread holiday cheer without breaking the bank.|No matter what your budget is, spreading holiday cheer is definitely possible.|Spreading holiday cheer doesn’t have to cost a fortune.|There’s no need to blow your budget in order to spread holiday cheer.|It’s definitely possible to spread holiday cheer without going broke during the holidays.} {Here are five tips for keeping holiday spending under control.|Keep your holiday spending in check with these five tips.|You can keep holiday spending under control by following these five tips.|To help you stay on top of your holiday spending, here are five tips.|These five tips will help you stay within your budget during the holidays.|Spending less during the holidays can be made easier with these five tips.|The following tips will help you manage your holiday spending.|Five tips for managing holiday spending.|The following are five tips for keeping holiday spending in check.|For tips on how to keep holiday spending under control, here are five.} {Your savings and bank account will thank you.|There will be a big difference in your savings and bank account.|It will benefit your savings account and bank account.|You’ll be able to save and bank more money as a result.|The savings and bank account you have will thank you.|There will be no regrets when you do this.}[/wpts_spin]
[wpts_spin]Is {the|a} {Traditional|Common|Conventional|Long-Established} Savings Account {Dead|Worn Out|Still Beneficial|No Longer Needed|Obsolete}?
{It’s|It is} {no|not a} {secret|mystery} that the {traditional|common|conventional|long-established} savings {account|accounts} {aren’t|are not} as {popular|atractive|favored|accepted} as {they used to be|once before|they were in the past}. {With all the|With all of the|Because of the many} {different|contrasting|diverse|various} {options|choices|alternatives} {out there|to choose from|being offered}, {people|folks} are {even {starting|beginning} to question|questioning} {whether|if} a savings account is {really the {best|right|correct|most advantageous}|the {right|best|correct|most advantageous}} {way to save money|approach to saving money|means of saving money|way or plan to save money}. {At Physician Bank, while we {still|continue to} {offer|provide} {traditional|common|conventional|long-established} savings accounts|While we {still|continue to} offer {traditional|common|conventional|long-established} savings accounts at Physician Bank}, we {have|provide|offer} {some|a couple of|a few} {great|terrific|good} {alternatives|opportunities|options|choices}, and we want to {{help you find|{assist|support} you in finding} the {right|best|correct|perfect} {solution|option|answer} that {is {best|right} for you|best {fits|aligns with} your need}. So, if {you’re|you are} {wondering|still wondering|curious|questioning} if the {traditional|common|conventional|long-established} savings account is {dead|still beneficial|no longer needed|worn out|obsolete}, {don’t|you don’t have to} {worry|be concerned} – at Physician Bank, {we’ve got you covered|you are covered|you’re covered|we’ve taken care of everything|all bases are covered}![/wpts_spin]
[wpts_spin]{Most people dream of buying a nicer home, cabin, or car someday, but don’t think they have enough money to do so.|If you’re like most people, you probably have dreams of buying a bigger home, cabin, or car someday, but don’t think you have enough money saved up.|You probably dream of owning a nicer house, cabin, or car someday, but aren’t sure if you have enough money saved.|It is likely that you have dreams of someday buying a nicer home, cabin, or car, but you do not think that you can afford it.|Probably like most people, you dream of one day purchasing a more luxurious home, cabin, or car, but don’t think you have the funds to do so.|Most people dream about buying a nicer home, cabin, or car one day, but don’t have the money to do it.|Most people dream of buying a nicer house, cabin, or car someday, but don’t think they have enough savings.|Most people dream of buying a nicer home, cabin, or car someday, but don’t think they have enough money saved for such a purchase.|Many people dream of owning a nicer house, cabin, or car someday, but do not believe they have enough savings for that.|Some of you may dream of buying a nicer house, cabin, or car someday, but fear you don’t have enough money for it.|It’s not uncommon for people to dream of buying a bigger house, cabin, or car someday but don’t think they have enough money saved up.} {Now is the time to start saving!|Well, now is the time to start saving!|It’s time to start saving!|Let’s get started saving now!|Let’s start saving now!|The time has come to start saving!|You’d better start saving now!|Start saving now!|Now is the perfect time to start saving!|You should start saving now!} {Here are twelve tips and helpful advise on how to save money, so you have it when you really need it.|You can save money by following these twelve tips and helpful advice.|These twelve tips will help you save money so you can have it when you need it most.|The following are twelve ways to save money, so you will have it when you really need it.|To help you save money when you need it, here are twelve tips.|You can save money, so you have it when you need it, by following these twelve tips.|Here are twelve tips and helpful advice on how to save money, so you’ll have it in the future.|We have compiled twelve money-saving tips and suggestions to help you save money when you need it most.|These twelve tips will help you save money so that you have it when you need it.|These 12 tips and advice will help you save money, so you have it when you need it most.|We’ve collected a number of money saving tips and advice for you, so you can have some extra cash when you need it.}[/wpts_spin]
[wpts_spin]{Cybersecurity remains as relevant as ever, with hackers constantly attempting new, sneaky methods of trying to gain access to your private, personal information.|As hackers attempt new, sneaky ways to gain access to your private, personal information, cybersecurity remains as relevant as ever.|As hackers attempt to gain access to your personal information, cybersecurity remains as relevant as ever.|Hackers try new, sneaky methods every day to try to access your private, personal information, making cybersecurity relevant as ever.|Cybersecurity remains a relevant issue, with hackers constantly attempting to access your private, personal information through new, sneaky methods.|With hackers constantly seeking new, sneaky ways to access your private, personal info, cybersecurity remains relevant as ever.|With hackers continuously trying new, sneaky methods for gaining access to your private, personal information, cybersecurity remains as relevant as ever.|Hackers try new, sneaky ways to gain access to your private, personal information constantly, making cybersecurity more relevant than ever.|The cyber security industry remains important as ever, due to hackers constantly trying to gain access to your personal, private information in new, sneaky ways.|The need for cyber security continues to grow as hackers try to uncover new, sneaky ways to gain access to your personal information.|With hackers constantly trying to access your private, personal information, cybersecurity remains extremely relevant.} {Make sure your private information is protected.|Find out how to protect your personal information.|Ensure your privacy by learning how to protect it.|Protect your private information with these tips.|Learn how to keep your private information safe.|Ensure that your personal information is protected.|Find out how your private information can be protected.|Get tips for protecting your private information.|Learn how to protect your private information.} {Here are some tips to help you from falling prey to the deceitful traps of scammers.|These tips will help you avoid scammers’ deceitful traps.|To avoid falling victim to scammers’ deceptive traps, here are some tips.|Scammers’ deceptive traps can be avoided by following these tips.|You can avoid scammers’ deceitful traps with these tips.|Tips to avoid scammers’ deceptive traps.|Listed below are a few tips to help you avoid scammers’ deceitful traps.|Listed below are some tips to prevent you from falling victim to scammers’ deception.|To avoid being a victim of scammers and their deceptive tactics, follow these tips.|These tips will help you avoid falling into scammers’ deceptive traps.|You can avoid scammers’ deceitful traps by using these tips.}[/wpts_spin]
[wpts_spin]{Think that call, text or email might be a scam?|Do you think a call, text, or email might be a scam?|Is that call, text, or email suspicious?|Would you like to know if the call, text, or email you received is a scam?|Have you ever wondered if something you received was a scam?|Do you suspect that a call, text or email may be a scam?|Are you suspicious of a call, text, or email that seems suspicious?|Would you be able to tell if a call, text, or email is a scam?|Feel like you’ve received a scam call, text message or email?|Does that call, text, or email seem to be a scam to you?|Scammed by a phone call, text, or email?} {Review these red flags.|Take a look at these red flags.|Here are some red flags to look out for.|Check out these red flags.|These red flags should be reviewed.|You should review these red flags.|See if you can spot these red flags.|These red flags need to be reviewed.|Consider these red flags.|Look for these red flags.|Make sure you review these red flags.} {The best offense to scammers is a good defense.|Good defense is the best offense against scammers.|Scammers are best avoided with a good defense.|When it comes to scammers, the best defense is a good offense.|Scammers can be frightened by a good defense.|Defending yourself against scammers is the best way to avoid being scammed.|It is best to have a good defense against scammers.|It is always best to defend yourself against scammers.|The best defense against scammers is a good one.|It’s best to play defense against scammers.|Scammers are best avoided by having a strong defense.} {Make sure your accounts are locked down before scammers strike.|Before scammers strike, lock down your accounts.|Be on the lookout for scammers before they strike.|Scammers will attack your accounts if you don’t lock them down.|Protect your accounts from scammers by locking them down.|Secure your accounts before scammers strike.|Take action before scammers strike by locking down your accounts.|Be aware of scammers and lock your accounts down.|Make sure your accounts are secured before scammers strike.|Make sure you lock down your accounts before scammers strike.} {Find out what fishing is and what to do if you suspect you have received a scam email, call or text.|Discover what fishing is and what to do if you suspect you received a scam.|Learn how to tell if you received a scam email, call, or text.|What is fishing and what should you do in the event of a scam.|Find out what fishing is and what to do if you receive a scam email, text or call.|If you suspect that you have received a scam email, call, or text, learn what you need to do.|You can find out what fishing is and how to handle a scam email, call or text.|Learn what fishing is and what to do if you suspect you are receiving a scam email, call, or text.|Learn how to identify a fraudulent email, call or text and what to do if you suspect you have received one.|Discover what fishing is and what to do when you suspect a scam.|Identify what fishing is and what to do if you suspect you’ve received a scam email, call or text.} {Maybe you have been a victim of a scam.|Perhaps you have been scammed.|It is possible that you have been the victim of a scam.|Maybe you’ve been scammed.|A scam may have taken advantage of you in the past.|You might have been scammed.|You may have been scammed.|There is a possibility that you have been scammed.|It is possible you have been a victim of a scam.|Your account may have been hacked.|The possibility exists that you have been scammed.} {Find out what you can do going forward.|Find out what you can do in the future.|Take action going forward.|What can you do going forward?|Decide what to do next.|Decide what you should do next.|Determine what you can do to move forward.|Take steps to make things better moving forward.|Determine how you can proceed.|Decide what you need to do in the future.|See what you can do going forward.} {Read this post today.|Take a look at this post today.|Take a moment to read this post.|Today, read this post.|This post is worth reading today.|Don’t miss out on this post.|Check out this post today.|You should read this post today.|Don’t miss this post.|I hope you will read this post today.|This post should be read today.}[/wpts_spin]
Business and bank closures associated with the COVID-19 pandemic have significantly disrupted the supply chain and normal circulation patterns for U.S. coins. While there is an adequate overall amount of coins in the economy, the slowed pace of circulation has reduced available inventories in some areas of the country. The Federal Reserve is working with…
Tips to Avoid Coronavirus Scams and Protect Your Money Unfortunately, fraudsters are finding ways to take advantage of fears related to the coronavirus. Learn about the common scams and what you can do to protect yourself. Common Scams 10 Tips to Avoid Becoming a Victim Watch out for phishing scams. Phishing scams use fraudulent emails, texts,…
We often hear phrases such as “protect your working capital”, or “watch your liquidity”, or “cash is king”, when referring to short-term financial analysis of a farm business. All of these terms generally refer to the “working capital” of a farm business. A significant decline in working capital in a farm operation can lead to…
Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user. SMS or Text…
Please pay close attention to this notice if you have a loan at Heritage Bank NA with an Escrow Account….. Our loans with escrow accounts are analyzed once per year to make sure we have sufficient funds to pay taxes and insurance throughout the year. This affects customer payments starting with the July mortgage payment. …
Normally by mid-April, midwest farmers have either begun spring fieldwork, or are within days of the beginning of the planting season for the year. However, 2018 seems to be the “Winter that never ends,” as another major snowstorm hit Minnesota and surrounding States this past weekend. Temperatures have been extremely cold during the first half…
Did you know, thanks to the passage of legislation this year, people who want to save for a down payment on their first home in Minnesota and Iowa can now take advantage of a First-Time Homebuyer Savings Account? The Minnesota Bankers Association worked with a broad coalition of interest groups at the state Capitol to…
As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation. Click “Manage Cards” on our Digital Banking and that provides the ability to turn your debit card off and on and actively manage your usage by…
It’s cold outside, winter is here, we’ve wrapped up the Holidays and less people are out and about. Yes, this is all true because we live in the midwest! So how do the winter months affect the housing market and what does that mean for you as a buyer? Have you ever heard this said,…
Credit Professionals like Travis Jones must keep in tune with ever-changing credit environment [SPICER, MN] – Heritage Bank is proud to announce that Travis Jones, CRC, passed the Credit Risk Certification test through the Risk Management Association. The exam covered seven broad areas of credit risk assessment. This new knowledge allows Travis to work on…