Navigating the Minnesota real estate market can be daunting, especially for first-time homebuyers. With increasing housing prices, limited starter home options, and economic factors influencing mortgage rates, understanding the market dynamics is critical. To shed light on these challenges and offer expert advice, KWLM sat down with Doug Frazzini, Capital Market Specialist at Heritage Bank,…
Banking security has never been more critical today, when technology plays a significant role in our daily lives. Kelly Pickle, the Director of Enterprise Risk at Heritage Bank NA, recently appeared on KWLM’s ‘Ask the Expert’ segment. She highlights how community banks, like Heritage Bank, are taking significant steps to protect their customers from cyber…
Get ready to tee up for a day of fun, community connection, and philanthropy! The 16th Annual United Way Golf Tournament is coming in June, and Heritage Bank NA is proud to sponsor this Willmar, Minnesota, event. Mark your calendars for Friday, June 20th, and join us for a tournament that brings local businesses, community…
Phishing scams are on the rise, targeting individuals and businesses alike, often leaving victims in financial ruin. For online banking users and security-conscious individuals, understanding and preventing phishing attacks is critical to protecting one’s financial future. Ruth McDonnell discusses how you can safeguard your financial future in the KWLM Ask the Expert segment. This guide…
Building a home is an exciting milestone, but if you are like many first-time builders, the construction loan process can feel overwhelming. Whether you are a future homeowner, a Willmar resident looking to build a new home, or someone planning your dream project, understanding how construction loans work is essential. Heritage Bank NA, located in…
For many small business owners, securing the right financing is essential for growth and long-term success. Whether you’re launching a startup, purchasing an existing company, expanding operations, or investing in equipment, Small Business Administration (SBA) loans offer flexible funding options to support your goals. As Jeremy Goltz, Relationship Manager at Heritage Bank NA, discussed on…
At Heritage Bank, our mission is to help you make the most of your money. Recently, KWLM sat down with Jon Liesener, Banking Apprentice, and Mandy Fleming, Market Manager, to discuss smart financial resolutions. Their expert tips will help you save money and use high-interest checking accounts. This will guide you to financial success in…
Improving and maintaining a good credit score isn’t just a financial goal—it’s necessary for anyone planning a significant purchase, like buying a home or a car. Yet, many of us don’t fully understand the factors that impact credit scores or how to improve them effectively. That’s where Brandie Wenham, a seasoned credit expert and private…
In a recent segment of Ask the Expert on KWLM, Chuck Nolting, Ag Relationship Manager at Heritage Bank NA, shared valuable information about the challenges and opportunities currently facing farmers and the agricultural industry. With over 25 years of experience in agronomy (the science of soil management and crop production) and agricultural finance, Nolting has…
How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
Sioux Falls, SD – April 22, 2024 – Levo Credit Union plans to acquire a Sioux City, IA, bank branch from Heritage Bank, National Association. The branch is located at 4530 Singing Hills Boulevard. Levo, which is headquartered in Sioux Falls, SD, has entered into an agreement with Heritage, which is based in Spicer, MN.…
Scammers are finding new and sophisticated ways to trick people into giving their banking information. Read on about online banking security and learn ways to keep your account safe. How secure is online banking? Online banking has become an increasingly popular way for people to manage their finances. With this shift towards digital banking comes…
Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
Doctors can benefit from physician loans by getting into their dream homes with less money out of pocket, so if you need to take out a loan, this may be a great choice. Using this article, you can decide if a physician loan is right for you.
The holidays are almost here and if you’re usually especially generous this holiday season, your pocketbook could suffer the consequences. There’s no need to blow your budget in order to spread holiday cheer. To help you stay on top of your holiday spending, here are five tips. Your savings and bank account will thank you.
Is a Long-Established Savings Account Worn Out?
It’s not a secret that the traditional savings accounts are not as atractive as once before. With all the various options out there, folks are questioning if a savings account is the most advantageous way to save money. While we continue to offer traditional savings accounts at Physician Bank, we have some terrific opportunities, and we want to {support you in finding the right answer that is best for you. So, if you are questioning if the traditional savings account is worn out, don’t worry – at Physician Bank, you’re covered!
Many people dream of owning a nicer house, cabin, or car someday, but do not believe they have enough savings for that. It’s time to start saving! We’ve collected a number of money saving tips and advice for you, so you can have some extra cash when you need it.
With hackers continuously trying new, sneaky methods for gaining access to your private, personal information, cybersecurity remains as relevant as ever. Learn how to protect your private information. Listed below are a few tips to help you avoid scammers’ deceitful traps.
Do you think a call, text, or email might be a scam? Check out these red flags. When it comes to scammers, the best defense is a good offense. Secure your accounts before scammers strike. Learn how to identify a fraudulent email, call or text and what to do if you suspect you have received one. It is possible that you have been the victim of a scam. Decide what you should do next. Take a moment to read this post.
Business and bank closures associated with the COVID-19 pandemic have significantly disrupted the supply chain and normal circulation patterns for U.S. coins. While there is an adequate overall amount of coins in the economy, the slowed pace of circulation has reduced available inventories in some areas of the country. The Federal Reserve is working with…
