Millions of federal student loan borrowers are facing a harsh reality this summer: wage garnishment could hit their paychecks within months. As of April 2025, 31% of borrowers are 90 days past due on their payments. It is important to understand how delinquency can lead to default and wage garnishment. If you’re having trouble with…
Heritage Bank is proud to announce the addition of Jared Williamson to its mortgage team. With an extensive background in mortgage lending and a commitment to exceptional client service, Jared brings a wealth of experience and a customer-first approach that aligns perfectly with Heritage Bank’s mission to help people succeed financially. Since starting his career…
Ensuring access to opportunities for growth, learning, and connection is critical to building stronger communities. Heritage Bank NA, in collaboration with the Federal Home Loan Bank of Des Moines (FHLB Des Moines), recently took a significant step toward supporting this mission by awarding a $20,000 grant to the Kandiyohi County Area Family YMCA. The grant…
Navigating the Minnesota real estate market can be daunting, especially for first-time homebuyers. With increasing housing prices, limited starter home options, and economic factors influencing mortgage rates, understanding the market dynamics is critical. To shed light on these challenges and offer expert advice, KWLM sat down with Doug Frazzini, Capital Market Specialist at Heritage Bank,…
Banking security has never been more critical today, when technology plays a significant role in our daily lives. Kelly Pickle, the Director of Enterprise Risk at Heritage Bank NA, recently appeared on KWLM’s ‘Ask the Expert’ segment. She highlights how community banks, like Heritage Bank, are taking significant steps to protect their customers from cyber…
Get ready to tee up for a day of fun, community connection, and philanthropy! The 16th Annual United Way Golf Tournament is coming in June, and Heritage Bank NA is proud to sponsor this Willmar, Minnesota, event. Mark your calendars for Friday, June 20th, and join us for a tournament that brings local businesses, community…
Phishing scams are on the rise, targeting individuals and businesses alike, often leaving victims in financial ruin. For online banking users and security-conscious individuals, understanding and preventing phishing attacks is critical to protecting one’s financial future. Ruth McDonnell discusses how you can safeguard your financial future in the KWLM Ask the Expert segment. This guide…
For 50 years, Heritage Bank NA has been more than just a financial institution—we have been a committed partner to the Willmar area community, helping local businesses, families, and individuals achieve financial success. This year, we proudly celebrate the Raymond branch’s 20th anniversary and the Willmar branch’s 40th anniversary as active members of the Willmar…
At Heritage Bank, our mission is to help you make the most of your money. Recently, KWLM sat down with Jon Liesener, Banking Apprentice, and Mandy Fleming, Market Manager, to discuss smart financial resolutions. Their expert tips will help you save money and use high-interest checking accounts. This will guide you to financial success in…
Improving and maintaining a good credit score isn’t just a financial goal—it’s necessary for anyone planning a significant purchase, like buying a home or a car. Yet, many of us don’t fully understand the factors that impact credit scores or how to improve them effectively. That’s where Jon Liesener, a knowledgeable private banker with deep…
Struggling with a low credit score that is keeping you from getting a mortgage? You’re not alone. Many people find themselves in a similar situation, but the good news is that improving your credit score is entirely possible. This blog will walk you through 5 simple and effective ways to help raise your credit score…
Willmar, Minnesota – October 11, 2024 – Heritage Bank is thrilled to announce the appointment of Dave Henle as the new Market President for Minnesota branches. With over 25 years of dedicated service at Heritage Bank NA, Henle brings a wealth of experience and a proven track record of success in the financial sector. Throughout…
Are you trying to maximize your healthcare budget while maintaining access to quality care? Health Savings Accounts (HSAs) could be the solution for you. They offer substantial financial advantages and allow more flexible and affordable access to various medical services. But what is an HSA — and how does it work? Learn about HSAs: eligibility,…
In today’s world, every penny counts. But did you know that your bank could be doing more for you? You might be surprised to learn that there are several ways to squeeze more passive income out of your existing accounts. Here are 9 strategies to turn your bank into a money-making machine: 1. Interest Checking…
How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
Discover the benefits of direct deposit at Heritage Bank NA. Streamline your payday and enjoy enhanced security and convenience with your checking account. In this post, you’ll learn how direct deposit can simplify your banking experience and provide peace of mind for you as an employee or a small business owner. Let us show you…
Sioux Falls, SD – April 22, 2024 – Levo Credit Union plans to acquire a Sioux City, IA, bank branch from Heritage Bank, National Association. The branch is located at 4530 Singing Hills Boulevard. Levo, which is headquartered in Sioux Falls, SD, has entered into an agreement with Heritage, which is based in Spicer, MN.…
You’ve made a plan to pay off your credit card debt. Great! Now how do you go about keeping track of your progress? As a customer of Heritage Bank NA, you have access to our free myMoney tools in digital banking. By connecting your credit card – even if it’s through another financial institution –…
Is credit card debt on your mind? You’re not alone. Credit card balances increased by $45 billion in the second quarter of 2023, according to the Federal Reserve Bank of New York’s Center for Microeconomic Data. Looming credit card debt can put a damper on your financial goals. Paying down that debt is a crucial…
Making the most of your finances requires looking for creative solutions to maximize your money. Knowing which is the best choice for your financial situation can be challenging with so many options. This Rewards Showdown post will discuss the differences between Interest Checking and Rewards Credit Cards. We’ll explore the advantages of each and give…
