Struggling with a low credit score that is keeping you from getting a mortgage? You’re not alone. Many people find themselves in a similar situation, but the good news is that improving your credit score is entirely possible. This blog will walk you through 5 simple and effective ways to help raise your credit score…
Are you trying to maximize your healthcare budget while maintaining access to quality care? Health Savings Accounts (HSAs) could be the solution for you. They offer substantial financial advantages and allow more flexible and affordable access to various medical services. But what is an HSA — and how does it work? Learn about HSAs: eligibility,…
In today’s world, every penny counts. But did you know that your bank could be doing more for you? You might be surprised to learn that there are several ways to squeeze more passive income out of your existing accounts. Here are 9 strategies to turn your bank into a money-making machine: 1. Interest Checking…
How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
Discover the benefits of direct deposit at Heritage Bank NA. Streamline your payday and enjoy enhanced security and convenience with your checking account. In this post, you’ll learn how direct deposit can simplify your banking experience and provide peace of mind for you as an employee or a small business owner. Let us show you…
You’ve made a plan to pay off your credit card debt. Great! Now how do you go about keeping track of your progress? As a customer of Heritage Bank NA, you have access to our free myMoney tools in digital banking. By connecting your credit card – even if it’s through another financial institution –…
Is credit card debt on your mind? You’re not alone. Credit card balances increased by $45 billion in the second quarter of 2023, according to the Federal Reserve Bank of New York’s Center for Microeconomic Data. Looming credit card debt can put a damper on your financial goals. Paying down that debt is a crucial…
Making the most of your finances requires looking for creative solutions to maximize your money. Knowing which is the best choice for your financial situation can be challenging with so many options. This Rewards Showdown post will discuss the differences between Interest Checking and Rewards Credit Cards. We’ll explore the advantages of each and give…
Wondering why Adjustable Rate Mortgages (ARMs) are popular? While ARMs come with some risks, they can be a smart move when interest rates are on the rise. Let’s explore how an ARM works and why it might be the right choice in the current housing market. What is an adjustable-rate mortgage? An ARM is a…
Do you ever feel like your business checking account is making life more complicated than it needs to be? From high fees and limited accessibility to inconvenient hours and multiple trips to the bank – it’s easy for even the savviest of business owners to get frustrated. Read on for 3 key reasons why your…
In the current rising interest market, with a low inventory of houses, it’s common for houses to get multiple offers. As a potential buyer, how do you make your offer stand out? The answer isn’t always to make sure you have the highest offer. Read on to learn tips from an experienced Realtor and a…
Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
It is no mystery that the common savings account are not as favored as once before. With all of the diverse choices out there, folks are even beginning to question whether a savings account is the best approach to saving money. At Physician Bank, while we continue to offer long-established savings accounts, we offer a few great options, and we want to {help you find the right solution that is right for you. So, if you are questioning if the common savings account is no longer needed, you don’t have to be concerned – at Physician Bank, we’ve got you covered!
You can open a CD with a bank, credit union, or online financial institution. You can do so by holding money for a specific time period, earning interest at the same time. Here are 3 reasons to open a Certificate of Deposit today.
Place your liquidity in a Jumbo account while you wait for the markets to rise. This option makes sense due to its high interest rate, no early withdrawal penalty, and full FDIC insurance. Take a look at our Jumbo Deposit today!
“Make sure that you’re spending money on the right things. Make sure that you’re not frivolously spending money on various things because you’re probably going to need some of that extra free cash flow to pay for the things you absolutely need, not necessarily what you want.” Marshall Clay says inflation is the number one…
