We are honored to be named as the 2020 Top Regional Bank for our eCentive Account, Heritage Direct savings, and Carefree Checking. Find out more about these great accounts here!

Heritage Bank’s Carefree Checking account scored well because it doesn’t require a minimum balance. You also only need $100 to open an account.

Heritage Bank, which has locations in Iowa, Minnesota and South Dakota, had the savings account with the highest annual percentage yield (APY) among the top regional banks. This account, the Heritage Direct Savings account, …

Heritage Bank branches will be on will be closed Monday, Jan. 20, 2020, in observance of Martin Luther King, Jr. Day.  Any transactions after business on Friday, Jan. 17 will be processed on Tuesday, Jan. 21.

For access to your accounts from anywhere, any time of day, download our Mobile Banking app!

Online Banking Cutoff Times

As part of the Economic Development Rural Initiative Program, Dakota Business Finance established an annual program to present community lending awards.

On Wednesday, Oct 9, the communities of Milford and Odebolt were presented with awards and special recognition was given to the lenders who contributed to receiving the award.

We are proud to congratulate our own commercial banking expert, Kevin Owens, for his assistance with the Odebolt loan!

Communities with a population of 50,000 or less are eligible for this award. The ultimate goal is to help grow …

Teresa Marnach, Mortgage Loan Originator, NMLS# 1563290 Receives Preferred Lender Designation

 (DES MOINES) – The Iowa Finance Authority (IFA) today announced that a total of 20 lenders have earned IFA’s 2020 Preferred Lender designation. IFA Preferred Lenders serve as ambassadors for Iowa home buyers seeking assistance with the homeownership process and are expertly trained in IFA mortgage and down payment assistance programs.

IFA offers affordable mortgage and down payment assistance programs for eligible homebuyers through a seamless process with a network of hundreds of valued Participating …

We are currently looking for dynamic, hard-working people for several job postings – if you would like more information or would like to apply, we encourage you to contact Human Resources today!

Check out our Career Opportunities page and get your resume submitted today!

Written by Kent Thiesse, Farm Management Analyst

Dated January 7, 2019

The partial shutdown of the U.S. government has entered its third week (as of January 7). The shutdown officially began after December 21, 2018. Through the holiday season, most of the discussion regarding the shutdown has been around the political division over the issues that initially lead to the shutdown. However, as the shutdown continues, more federal government services that will be suspended or reduced are being identified, and several of those could impact farm operators and …

Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user.

SMS or Text Phishing (Smishing)

Many people have had messages arriving as a text from unknown numbers urging you to reply to a number or to click on a link and open it in your …

First-time home buyers are both excited and nervous! There’s so much to learn, steps to take, research to do and then the big decision! It starts with the preparation and budgeting. Figuring out how to make the transition, when, where and what price point should be looked at. It can be overwhelming.
The first step needs to be getting pre- approved and we’ll talk more about that, but let’s just jump right to the end for now. Let’s say you do all the steps and then …

As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation.

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Click “Manage your Card” (aka CardValet™ ) on our Mobile app and that provides the ability to turn your debit card off and on and actively manage your usage by defining when, where, and how your debit card is used.

Here are a few helpful hints to keep you and your money safe while on vacation:

Make sure to let your bank …