Think that call, text or email might be a trick?
Review these red flags, because #BanksNeverAskThat.

High-pressure language
Scare tactics
A sense of urgency
Ask for sensitive account info
Ask for passwords or your Social Security number
Ask for your PIN or a login code that’s texted to you
Ask you to visit an unfamiliar website
Ask you to call a number different than the one listed on your card
Incorrect grammar
Unprofessional language
Multiple typos
Email attachments
Suspicious links

The best offense? A good defense.
Lock down your accounts before scammers strike.

Set up multi-factor authentication on your bank and email login.
Use random …

We have your Equipment Financing solution!

Is your farm or business needing to upgrade or add to your equipment?

We are now offering rates as low as 2.54% APR (Annual Percentage Rate) for loans of $100,000 or more to qualified borrowers!

Commercial and Ag Financing loans
$100,000 minimum loan size
0.50% origination fee
$175 loan documentation fee
3-year fixed rate with a maximum 7-year amortization

Contact us to get your application started or for more information!

#riseupwithHeritage

After more than a year of restrictions and shut-downs, it is no surprise that many continue to experience impacts from COVID-19.

Heritage Bank is here to help! We have various options to connect with you.  Ask our bankers about programs that may assist you with your mortgage, business or personal banking.

We invite you to join us and #riseupwithHeritage to support our neighbors and our business community. Working together, we will help you achieve your financial goals!

Tools to help you #riseupwithHeritage:

Live customer service at Hybrid ATMs from 7:00 a.m. …

Your Device. Your Choice.

With a quick tap of your smartphone or smartwatch, you can use your Heritage Bank Mastercard® debit card to pay at millions of store locations that accept mobile payments. You get all of the same benefits your card offers, including the added protection of Mastercard Zero Liability.*

Adding layers of security to every transaction

Each time you use one of these trusted solutions, a unique one-time-use code, or token, is used so that your payment information is never shared with merchants or stored …

What is an Individual Retirement Account (IRA)?

An individual retirement account (IRA) is a tax-advantaged investment account that individuals can use for retirement savings. There are several types of IRAs, such as traditional, Roth, SEP or SIMPLE. Contributions to some IRAs may be tax-deductible or withdrawals may be tax-free.

Why invest in an IRA?

Putting money in an IRA can help you better prepare for retirement, plus it can help you save on taxes and get access to investment options that your workplace retirement plan might not …

Our debit cards receive a makeover!

We are excited to unveil new designs for our Consumer debit card, Business debit card and Health Savings Account debit card. These will be available mid-October.

NEW Consumer debit card:

NEW Business debit card:

NEW Health Savings Account debit card:

No need to pre-order!

As usual, before your card reaches its expiration date, we will send you a new card in the mail.

Want a more personalized look?

We have four unique options for Consumer debit cards! For only $10.00 per card, we can print you a …