Merry Christmas and Happy New Year!

Heritage Bank is open until 1 p.m. on Monday, Dec. 24. All branches are closed to celebrate Christmas on Tuesday, Dec. 25.  All transactions after 1 p.m. on December 24 will be processed on Wednesday, Dec. 26.

We are open regular hours on Monday, Dec. 31, but we will be closed on New Year’s Day (Tuesday, Jan. 1). All transactions after close of business on December 31 will be processed on Wednesday, Jan 2, 2019.

Online Banking Cutoff Times / Branch Hours & …

Come celebrate the holidays with us on Friday, Dec. 14. We have refreshments and good cheer at all of our locations!

Iowa:

Alta 9 a.m.-3 p.m.
Anthon 9 a.m.-3 p.m.
Aurelia 9 am.-4 p.m.
Cushing 9 a.m.-1 p.m., 3-6 p.m.
Holstein 10 a.m.-2 p.m.
Lytton 11 a.m.-2 p.m.
Sioux City Downtown 9 a.m.-4 p.m.
Sioux City Morningside 9 a.m.-4 p.m.

South Dakota:

Sioux Falls 8:30 a.m.-4 p.m.

Minnesota:

Pennock 9 a.m.-4 p.m.
Raymond 9 a.m.-1 p.m., 2 p.m.-4 p.m.
Spicer 9 a.m.-4 p.m.
Willmar 9 a.m.-4 p.m.

Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user.

SMS or Text Phishing (Smishing)

Many people have had messages arriving as a text from unknown numbers urging you to reply to a number or to click on a link and open it in your …

First-time home buyers are both excited and nervous! There’s so much to learn, steps to take, research to do and then the big decision! It starts with the preparation and budgeting. Figuring out how to make the transition, when, where and what price point should be looked at. It can be overwhelming.
The first step needs to be getting pre- approved and we’ll talk more about that, but let’s just jump right to the end for now. Let’s say you do all the steps and then …

As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation.

https://www.heritagebankna.com/wp-content/uploads/2017/01/Protect_your_money_vacation_final_1.mp4

Click “Manage your Card” (aka CardValet™ ) on our Mobile app and that provides the ability to turn your debit card off and on and actively manage your usage by defining when, where, and how your debit card is used.

Here are a few helpful hints to keep you and your money safe while on vacation:

Make sure to let your bank …

It’s cold outside, winter is here, we’ve wrapped up the Holidays and less people are out and about.  Yes, this is all true because we live in the midwest!  So how do the winter months affect the housing market and what does that mean for you as a buyer?  Have you ever heard this said, “Oh, I think we’re just going to wait until spring”?  We’ve all heard it and it can be applied to many things but when it comes to the housing market, …

Mobile Purchasing

Heritage Bank and Elan provide credit card users the latest in digital technology. Elan now offers cardmembers the ability to make secure mobile payments* with a compatible Apple®, Android®, or Samsung® phone, tablet, or watch without ever opening their wallet.

Mobile Payment Technology

Streamline Check Out

With Mobile purchasing, at check out, cardmembers can use their phone instead of swiping a card. They can simply wave their phone over a compatible terminal to pay. When they hold their phone near the terminal, they can “okay” the purchase …