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KEVIN OWENS RECEIVES IOWA AWARD

KEVIN OWENS RECEIVES IOWA AWARD

As part of the Economic Development Rural Initiative Program, Dakota Business Finance established an annual program to present community lending awards.

On Wednesday, Oct 9, the communities of Milford and Odebolt were presented with awards and special recognition was given to the lenders who contributed to receiving the award.

We are proud to congratulate our own commercial banking expert, Kevin Owens, for his assistance with the Odebolt loan!

Communities with a population of 50,000 or less are eligible for this award. The ultimate goal is to help grow …

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Marnach earns Iowa Preferred Lender designation

Marnach earns Iowa Preferred Lender designation

Teresa Marnach, Mortgage Loan Originator, NMLS# 1563290 Receives Preferred Lender Designation

 (DES MOINES) – The Iowa Finance Authority (IFA) today announced that a total of 20 lenders have earned IFA’s 2020 Preferred Lender designation. IFA Preferred Lenders serve as ambassadors for Iowa home buyers seeking assistance with the homeownership process and are expertly trained in IFA mortgage and down payment assistance programs.

IFA offers affordable mortgage and down payment assistance programs for eligible homebuyers through a seamless process with a network of hundreds of valued Participating …

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We are hiring!

We are hiring!

We are currently looking for dynamic, hard-working people for several job postings – if you would like more information or would like to apply, we encourage you to contact Human Resources today!

Check out our Career Opportunities page and get your resume submitted today!

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Farm Operators impacted by government shutdown

Farm Operators impacted by government shutdown

Written by Kent Thiesse, Farm Management Analyst

Dated January 7, 2019

The partial shutdown of the U.S. government has entered its third week (as of January 7). The shutdown officially began after December 21, 2018. Through the holiday season, most of the discussion regarding the shutdown has been around the political division over the issues that initially lead to the shutdown. However, as the shutdown continues, more federal government services that will be suspended or reduced are being identified, and several of those could impact farm operators and …

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Scammers may attack via text and voice

Scammers may attack via text and voice

Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user.

SMS or Text Phishing (Smishing)

Many people have had messages arriving as a text from unknown numbers urging you to reply to a number or to click on a link and open it in your …

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New Debit Card Fraud Alert Service

New Debit Card Fraud Alert Service

Heritage Bank is committed to continually providing you with the most advanced fraud protection available. As part of that commitment, we are pleased to introduce text-based debit card fraud alerts.

Although we already offer this service by phone, this new service improvement allows us to contact you first via text when we identify a potentially fraudulent debit card transaction. After receiving an alert, simply reply to the text message to confirm that the transaction was authorized by you or is fraudulent.

Messages will come from the number …

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CD Special – Increased Rates

CD Special – Increased Rates

Lock in with our 6 month CD special!
2.21% APY
on minimum deposits of $10,000
(Annual Percentage Yield of 2.21%, interest rate of 2.20%)
2.31% APY
on minimum deposits of $100,000
(Annual Percentage Yield of 2.31%, interest rate of 2.30%)

Features:

-Rate effective 8/29/18

-CDs will automatically renew for 6 months

-Interest will compound at maturity or could be credited to another deposit account.

-Available to consumers and non-consumers

-Not available for public funds or brokered funds

-Available for a limited time.

-Fees may reduce earnings.

-Early withdrawal penalties may apply.

Check out our rates!

Learn more about our Triple Option CDs! 

Contact us to …

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COMPETING TO BUY A HOUSE IN THIS MARKET?

COMPETING TO BUY A HOUSE IN THIS MARKET?

First-time home buyers are both excited and nervous! There’s so much to learn, steps to take, research to do and then the big decision! It starts with the preparation and budgeting. Figuring out how to make the transition, when, where and what price point should be looked at. It can be overwhelming.
The first step needs to be getting pre- approved and we’ll talk more about that, but let’s just jump right to the end for now. Let’s say you do all the steps and then …

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HELPFUL HINTS FOR VACATIONERS

HELPFUL HINTS FOR VACATIONERS

As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation.

https://www.heritagebankna.com/wp-content/uploads/2017/01/Protect_your_money_vacation_final_1.mp4

 

Click “Manage your Card” (aka CardValet™ ) on our Mobile app and that provides the ability to turn your debit card off and on and actively manage your usage by defining when, where, and how your debit card is used.

Here are a few helpful hints to keep you and your money safe while on vacation:

Make sure to let your bank …

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A 20-Year Vistage Journey to Better Business Leadership

“Vistage isn’t so much a place to have your questions answered, but rather a place to have your answers questioned.”

As a young entrepreneur walking away from a 15-year corporate career, Tom Geiger had a lot of confidence, but knew he’d miss the professional resources he had enjoyed at Cargill.

He sought out a membership in Vistage with the hope that the coaching and peer group interaction would help fill the gaps where his own knowledge and experience fell short. “At that time,” he says, “I felt like …

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