Written by Kent Thiesse, Farm Management Analyst

Dated January 7, 2019

The partial shutdown of the U.S. government has entered its third week (as of January 7). The shutdown officially began after December 21, 2018. Through the holiday season, most of the discussion regarding the shutdown has been around the political division over the issues that initially lead to the shutdown. However, as the shutdown continues, more federal government services that will be suspended or reduced are being identified, and several of those could impact farm operators and …

We are currently looking for dynamic, hard-working people for several job postings – if you would like more information or would like to apply, we encourage you to contact Human Resources today!

Check out our Career Opportunities page and get your resume submitted today!

Malicious malware and scammers are constantly finding different ways to reach their targets. Whether it is via text scams (Smishing) or voice phone calls (Vishing), it is wise to educate yourself and be smart about what actions you take. As always, the first line of defense against cyber attacks is the user.

SMS or Text Phishing (Smishing)

Many people have had messages arriving as a text from unknown numbers urging you to reply to a number or to click on a link and open it in your …

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on minimum deposits of $10,000
(Annual Percentage Yield of 2.21%, interest rate of 2.20%)
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on minimum deposits of $100,000
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Learn more about our Triple Option CDs! 

Contact us to …

First-time home buyers are both excited and nervous! There’s so much to learn, steps to take, research to do and then the big decision! It starts with the preparation and budgeting. Figuring out how to make the transition, when, where and what price point should be looked at. It can be overwhelming.
The first step needs to be getting pre- approved and we’ll talk more about that, but let’s just jump right to the end for now. Let’s say you do all the steps and then …

As people start heading off to vacations in different places, there are a few things everyone should remember when it comes to keeping your spending money safe on vacation.

https://www.heritagebankna.com/wp-content/uploads/2017/01/Protect_your_money_vacation_final_1.mp4

Click “Manage your Card” (aka CardValet™ ) on our Mobile app and that provides the ability to turn your debit card off and on and actively manage your usage by defining when, where, and how your debit card is used.

Here are a few helpful hints to keep you and your money safe while on vacation:

Make sure to let your bank …

It’s cold outside, winter is here, we’ve wrapped up the Holidays and less people are out and about.  Yes, this is all true because we live in the midwest!  So how do the winter months affect the housing market and what does that mean for you as a buyer?  Have you ever heard this said, “Oh, I think we’re just going to wait until spring”?  We’ve all heard it and it can be applied to many things but when it comes to the housing market, …

Mobile Purchasing

Heritage Bank and Elan provide credit card users the latest in digital technology. Elan now offers cardmembers the ability to make secure mobile payments* with a compatible Apple®, Android®, or Samsung® phone, tablet, or watch without ever opening their wallet.

Mobile Payment Technology

Streamline Check Out

With Mobile purchasing, at check out, cardmembers can use their phone instead of swiping a card. They can simply wave their phone over a compatible terminal to pay. When they hold their phone near the terminal, they can “okay” the purchase …