Buying a home represents one of the most significant financial decisions you’ll ever make. For most people, it’s their biggest single investment, often requiring decades to pay off. Yet many buyers rush into the process without proper financial preparation, leading to costly mistakes that can impact their finances for years to come. The home-buying process…
Willmar’s housing market is a hot topic, with homes selling quickly and buyers wondering how to navigate the competitive landscape. To get a clear picture of what’s happening, we are turning to the experts. This post captures the key insights from Heritage Bank’s own Jared Williamson and Chris Vraa, who recently shared their knowledge on…
Buying a home in Minnesota involves several financial decisions that can significantly impact your purchasing power and overall experience. Chris Vraa covers all these key topics in detail during the latest segment of KWLM’s ‘Ask the Expert,’ providing valuable insights to guide you through the process. Understanding your financing options before you start house hunting…
Navigating the Minnesota real estate market can be daunting, especially for first-time homebuyers. With increasing housing prices, limited starter home options, and economic factors influencing mortgage rates, understanding the market dynamics is critical. To shed light on these challenges and offer expert advice, KWLM sat down with Doug Frazzini, Capital Market Specialist at Heritage Bank,…
Are you ready to start your home-buying journey but don’t know where to begin? Getting pre-approved for a mortgage is crucial when entering the real estate market. It gives you an idea of what kind of budget you can realistically work with. When you get to the offer stage, most sellers and real estate agents…
In the current rising interest market, with a low inventory of houses, it’s common for houses to get multiple offers. As a potential buyer, how do you make your offer stand out? The answer isn’t always to make sure you have the highest offer. Read on to learn tips from an experienced Realtor and a…
Finding a mortgage lender that fits your needs
Making a decision on which lender to use can be stressful and confusing. You should know what to do before you search for a home mortgage lender. Heritage Bank NA prides itself on offering an easy, ethical, and stress-free mortgage application process. Contact Us Now to Learn More.
