Tom Geiger passes the CEO role to Bob Mathiasen [Spicer, MN / Sioux Falls, SD] — Heritage Bank, N.A. announced today that Robert W. Mathiasen has been appointed Chief Executive Officer, effective April 1, 2026. Mathiasen, who has served as Chief Operating Officer, succeeds Tom Geiger, who will step away from day-to-day management and continue…
Buying a home is one of the biggest financial decisions most people make, and terminology can feel like a whole other language. Understanding key mortgage terms not only helps you feel confident but also empowers you to make informed decisions throughout the homebuying journey. Below is a breakdown of the most important terms every homebuyer…
If you’ve ever stared at a “Create a password” screen thinking, Did I already use this one? You’re not alone.Between online banking, shopping accounts, email, social media, and work tools, most of us are juggling dozens of logins. Remembering them all feels impossible, which is why many people reuse passwords or make small variations they…
Think banking is boring? Think again. At Heritage Bank NA, the future of banking is hands-on, people-focused, and full of opportunities for young professionals who want to build a meaningful career right here in Willmar, MN. One of the most impactful ways new talents enter the industry is through the Banking Apprenticeship Program, a structured,…
In our recent “Ask the Expert” series, we highlighted the importance of financial literacy in healthcare. Understanding the distinct advantages of Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) is one of the smartest financial moves you can make. While both accounts save you money on taxes, they function very differently. Here is everything…
You finish your transaction at the teller window and walk out to the parking lot. You might check your phone or search for your keys as you head to your car. You toss the bank envelope on the passenger seat and drive to your next errand. It feels like a typical day, but someone may…
Life happens. A bill clears before payday, or a coffee run adds up faster than you expected. That’s where overdrafts come in. They don’t have to be confusing or costly. Let’s break it down in plain English and share practical ways to stay in control. What’s an Overdraft? And How Is It Different from NSF?…
Life moves fast. Between work commitments, school runs, errands, and precious family time, finding a spare moment to manage your finances can feel impossible. If you’ve ever tried to follow a rigid budget only to feel overwhelmed, you are not alone. Many traditional budgeting methods seem designed for a world with more free time than…
On Thursday, October 9th, there was a remarkable evening of celebration at the Awards in Philanthropy, an event that recognized individuals who make a significant difference in their communities. We are incredibly proud that two members of the Heritage Bank family, Wayne Nelson and Smitty Luschen, were honored for their outstanding contributions. Wayne Nelson Receives…





