Facebook Disclaimers

Heritage Bank on Facebook and/or any application(s) within (“Site”) is intended for the discussion of Heritage Bank, NA and its products and services. All users of this Site must comply with Facebook’s Terms of Use and the Heritage Bank Terms of Use (see below) for this Site. If you have concerns about anything posted on this Site, please contact us at heritagebankna@gmail.com.

The Heritage Bank, NA and its affiliates or related entities, and their successors and assigns, and their respective directors, officers and employees, (collectively ” HERITAGE BANK “) are not liable for any errors or omissions on this Site, or for any loss or damages suffered as a result of anything appearing on this Site. Any information or views provided on this Site are current as of the date indicated, and are subject to change without notice. Any information provided on this Site is for information purposes only, and does not constitute any financial, legal, tax, investment or other advice. Where such statements are based on information provided by third parties, they are not guaranteed to be accurate or complete. Any graphs, charts, or graphics are used for illustrative purposes only and do not reflect any future event or future value or performance of any investment. Any products and services must be evaluated relative to each individual’s goals, objectives, and risk tolerance. Heritage Bank is not responsible for anything posted to this Site by third parties, and makes no representation as to the accuracy or completeness of information contained in such material. The views expressed on this Site do not necessarily represent or reflect the views of Heritage Bank. Heritage Bank is not responsible for, and disclaims any liability in relation to, anything posted by contributors to, or users of, the Site.

Heritage Bank Terms of Use – Facebook

The following Heritage Bank Terms of Use apply to those who choose to use the Heritage Bank on Facebook site and/or any application(s) within (“Site”). By using this Site and submitting a comment, photo, video links and/or other materials, you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) agree to be bound by the Heritage Bank Terms of Use, as follows:

Heritage Bank reserves the right, in its sole discretion, without notice, to remove any content that does not adhere to these Terms of Use.

You will not post any comments, photos, videos, links or other materials on this Site that may be inappropriate in nature. This means that any comments/materials you submit, including linked material, must not be inappropriate, abusive or otherwise offensive, and must not contain, depict or involve (without limitation) any of the following: profanity or otherwise offensive language; nudity or pornographic material; derogatory characterizations of any ethnic, racial, gender, professional, age or religious groups; content that endorses or condones any illegal, inappropriate or risky activity or behavior or any particular political agenda or message; any content that defames, misrepresents or contains disparaging remarks about other people, products or companies; content that endorses any form of hate or hate group; content that communicates message or images inconsistent with the positive images and/or goodwill to which Heritage Bank wishes to associate; or any other content that is or could be considered illegal, inappropriate, unsuitable or offensive, all as determined by Heritage Bank in its sole discretion.

You will not post or submit any third party materials unless you have first obtained consent from the owner of such materials. By posting and/or submitting material or links to this Site, you represent that you have the right to share the material in your submitted content, including (without limitation), intellectual property including, but not limited to trade-marks and copyrighted material. For example:

You must obtain consent from every person who helped you create your posted materials (e.g. photographers, videographers, etc…);

You must obtain consent from every identifiable person (and his/her parent/legal guardian if he/she is under the age of majority in their jurisdiction of residence) who appears in your posted materials (note: if you cannot obtain the appropriate consent for an identifiable individual appearing in your posted materials, then his/her face must be blurred out);

You cannot post, submit or otherwise use (in any materials you post) any music, logos, trade-marks or other copyrighted materials (e.g. photographs, pictures, texts, lyrics, etc…) unless you have first obtained consent from the owner of such materials. You (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) hereby agree to release, and hold harmless Heritage Bank from and against any and all claims based on any materials you post and/or submit, including (without limitation) claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement or any other intellectual property related cause of action.

You will not post or submit any personal information about yourself or third parties (e.g. addresses, phone numbers, or email addresses) or disclose any financial information pertaining to yourself or others on this Site.

Any comments or opinions posted or otherwise expressed on the Site are those of their respective contributors only.

Any materials that are deemed to contain advertisements, “spam” or junk mail content, or references to other websites will be removed by Heritage Bank at its sole discretion.

This Site and all content are provided “as is”. By accessing and using the Site you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) acknowledge and agree that use of the Site and the content is entirely at your own risk. Heritage Bank is not liable for any errors or omissions in the information provided on this Site, or for any loss or damages suffered as a result the information and materials appearing on this Site or relating to any other matter.

YouTube Disclaimers

The Heritage Bank YouTube channel (“Channel”) is intended for the discussion of Heritage Bank, NA and its products and services. All users of this Channel must comply with YouTube’s Terms of Service, the Heritage Bank Terms of Use (see below) for this Channel. If you have concerns about anything posted on this Site, please contact us at heritagebankna@gmail.com.

The Heritage Bank, NA and its affiliates or related entities, and their successors and assigns, and their respective directors, officers and employees, (collectively “HERITAGE BANK”) are not liable for any errors or omissions on this Channel, or for any loss or damages suffered as a result of anything appearing on this Channel. Any information or views provided on this Channel are current as of the date indicated, and are subject to change without notice. Any information provided on this Channel is for information purposes only, and does not constitute any financial, legal, tax, investment or other advice. Where such statements are based on information provided by third parties, they are not guaranteed to be accurate or complete. Any graphs, charts, or graphics are used for illustrative purposes only and do not reflect any future event or future value or performance of any investment. Any products and services, including investment, trading or tax strategies, must be evaluated relative to each individual’s goals, objectives, and risk tolerance. Heritage Bank is not responsible for anything posted to this Channel by third parties, and makes no representation as to the accuracy or completeness of information contained in such material. The views expressed on this Channel do not necessarily represent or reflect the views of Heritage Bank. Heritage Bank is not responsible for, and disclaims any liability in relation to, anything posted by contributors to, or users of, the Channel.

Heritage Bank Terms of Use – YouTube

The following Heritage Bank Terms of Use apply to those who choose to use the Heritage Bank YouTube channel (“Channel”). By posting material to this Channel, including post and comments in response to any videos appearing on it, you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) agree to be bound by the Heritage Bank Terms of Use, as follows:

Heritage Bank reserves the right, in its sole discretion, without notice, to remove, edit, or otherwise modify any content that does not adhere to these Terms of Use.

You will not post any comments, photos, videos, links or other materials on this Site that may be inappropriate in nature. This means that any comments/materials you submit, including linked material, must not be inappropriate, abusive or otherwise offensive, and must not contain, depict or involve (without limitation) any of the following: profanity or otherwise offensive language; nudity or pornographic material; derogatory characterizations of any ethnic, racial, gender, professional, age or religious groups; content that endorses or condones any illegal, inappropriate or risky activity or behavior or any particular political agenda or message; any content that defames, misrepresents or contains disparaging remarks about other people, products or companies; content that endorses any form of hate or hate group; content that communicates message or images inconsistent with the positive images and/or goodwill to which Heritage Bank wishes to associate; or any other content that is or could be considered illegal, inappropriate, unsuitable or offensive, all as determined by Heritage Bank in its sole discretion.

You will not post or submit any third party materials unless you have first obtained consent from the owner of such materials. By posting and/or submitting material or links to this Channel, you represent that you have the right to share the material in your submitted content, including (without limitation), intellectual property including, but not limited to trade-marks and copyrighted material. For example:

You must obtain consent from every person who helped you create your posted materials (e.g. photographers, videographers, etc…);

You must obtain consent from every identifiable person (and his/her parent/legal guardian if he/she is under the age of majority in their jurisdiction of residence) who appears in your posted materials (note: if you cannot obtain the appropriate consent for an identifiable individual appearing in your posted materials, then his/her face must be blurred out);

You cannot post, submit or otherwise use (in any materials you post) any music, logos, trade-marks or other copyrighted materials (e.g. photographs, pictures, texts, lyrics, etc…) unless you have first obtained consent from the owner of such materials.

You (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) hereby agree to release, and hold harmless Heritage Bank from and against any and all claims based on any materials you post and/or submit, including (without limitation) claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement or any other intellectual property related cause of action.

You will not post or submit any personal information about yourself or third parties (e.g. addresses, phone numbers, or email addresses) or disclose any financial information pertaining to yourself or others on this Channel.

Any comments or opinions posted or otherwise expressed on the Channel are those of their respective contributors only.

Any materials that are deemed to contain advertisements, “spam” or junk mail content, or references to other websites will be removed by Heritage Bank at its sole discretion.

This Channel and all content are provided “as is”. By accessing and using the Channel you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) acknowledge and agree that use of the Channel and the content is entirely at your own risk. Heritage Bank is not liable for any errors or omissions in the information provided on this Channel, or for any loss or damages suffered as a result the information and materials appearing on this Channel or relating to any other matter.

LinkedIn Disclaimers

The Heritage Bank LinkedIn account (“Account”) is intended for the discussion of Heritage Bank, NA and its products and services. All users of this Account must comply with LinkedIn’s Terms of Service, the Heritage Bank Terms of Use (see below) for this Account. If you have concerns about anything posted on this Account, please contact us at heritagebankna@gmail.com.

The Heritage Bank, NA and its affiliates or related entities, and their successors and assigns, and their respective directors, officers and employees, (collectively “HERITAGE BANK”) are not liable for any errors or omissions on this Account, or for any loss or damages suffered as a result of anything appearing on this Account. Any information or views provided on this Account are current as of the date indicated, and are subject to change without notice. Any information provided on this Account is for information purposes only, and does not constitute any financial, legal, tax, investment or other advice. Where such statements are based on information provided by third parties, they are not guaranteed to be accurate or complete. Any graphs, charts, or graphics are used for illustrative purposes only and do not reflect any future event or future value or performance of any investment. Any products and services, including investment, trading or tax strategies, must be evaluated relative to each individual’s goals, objectives, and risk tolerance. Heritage Bank is not responsible for anything posted to this Account by third parties, and makes no representation as to the accuracy or completeness of information contained in such material. The views expressed on this Account do not necessarily represent or reflect the views of Heritage Bank. Heritage Bank is not responsible for, and disclaims any liability in relation to, anything posted by contributors to, or users of, the Account.

Heritage Bank Terms of Use – LinkedIn

The following Heritage Bank Terms of Use apply to those who choose to use the Heritage Bank LinkedIn account (“Account”). By using this Account and submitting a comment, photo, video links and/or other materials, you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) agree to be bound by the Heritage Bank Terms of Use, as follows:

Heritage Bank reserves the right, in its sole discretion, without notice, to remove, edit, or otherwise modify any content that does not adhere to these Terms of Use.

You will not post any comments, photos, videos, links or other materials on this Account that may be inappropriate in nature. This means that any comments/materials you submit, including linked material, must not be inappropriate, abusive or otherwise offensive, and must not contain, depict or involve (without limitation) any of the following: profanity or otherwise offensive language; nudity or pornographic material; derogatory characterizations of any ethnic, racial, gender, professional, age or religious groups; content that endorses or condones any illegal, inappropriate or risky activity or behavior or any particular political agenda or message; any content that defames, misrepresents or contains disparaging remarks about other people, products or companies; content that endorses any form of hate or hate group; content that communicates message or images inconsistent with the positive images and/or goodwill to which Heritage Bank wishes to associate; or any other content that is or could be considered illegal, inappropriate, unsuitable or offensive, all as determined by Heritage Bank in its sole discretion.

You will not post or submit any third party materials unless you have first obtained consent from the owner of such materials. By posting and/or submitting material or links to this Account, you represent that you have the right to share the material in your submitted content, including (without limitation), intellectual property including, but not limited to trade-marks and copyrighted material. For example:

You must obtain consent from every person who helped you create your posted materials (e.g. photographers, videographers, etc.);

You must obtain consent from every identifiable person (and his/her parent/legal guardian if he/she is under the age of majority in their jurisdiction of residence) who appears in your posted materials (note: if you cannot obtain the appropriate consent for an identifiable individual appearing in your posted materials, then his/her face must be blurred out);

You cannot post, submit or otherwise use (in any materials you post) any music, logos, trade-marks or other copyrighted materials (e.g. photographs, pictures, texts, lyrics, etc.) unless you have first obtained consent from the owner of such materials. You (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) hereby agree to release, and hold harmless Heritage Bank from and against any and all claims based on any materials you post and/or submit, including (without limitation) claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement or any other intellectual property related cause of action.

You will not post or submit any personal information about yourself or third parties (e.g. addresses, phone numbers, or email addresses) or disclose any financial information pertaining to yourself or others on this Account.

Any comments or opinions posted or otherwise expressed on the Account are those of their respective contributors only.

Any materials that are deemed to contain advertisements, “spam” or junk mail content, or references to other websites will be removed by Heritage Bank at its sole discretion.

This Account and all content are provided “as is”. By accessing and using the Account you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) acknowledge and agree that use of the Account and the content is entirely at your own risk. Heritage Bank is not liable for any errors or omissions in the information provided on this Account, or for any loss or damages suffered as a result the information and materials appearing on this Account or relating to any other matter.

Community Guidelines

Legal notices may not be submitted through this website. Heritage Bank disclaims any obligation to respond to any legal notices submitted through the site, including but not limited to (i) billing error notices under the Truth-in-Lending Act and Regulation Z, (ii) error notices under the Electronic Funds Transfer Act and Regulation E, and (iii) qualified written requests under the Real Estate Settlement Procedures Act and Regulation X.

By submitting your email address in connection with your question or answer, you agree that Heritage Bank may use your email address to contact you about the status of your question or answer, and/or other administrative purposes.

COPYRIGHT INFRINGEMENT NOTICE (DIGITAL MILLENNIUM COPYRIGHT ACT)

If you believe your copyright is being infringed by a person using the Site, please attach your written notice of copyright infringement and mail it to Heritage Bank, Attn: Marketing at PO Box 1124 Willmar, MN 56201-1124. Your notice must include the following:

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted words at a single site are covered by a single notification, a representative list of such works at that site.

Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Heritage Bank to locate the material.

Information reasonably sufficient to permit Heritage Bank to contact you, such as an address, telephone number, and, if available, an e-mail address.

A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, the copyright owner’s agent, or the law.

A statement that the information in the notification is accurate, and under penalty of perjury that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

INTERNET ABUSE

You may not engage in illegal, abusive, or irresponsible behavior, including:

Unauthorized access to or use of data, systems or networks, including any attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures (including those belonging to Heritage Bank and its customers) without express authorization of the owner of the system or network.

Monitoring data or traffic on any network or system without the authorization of the owner of the system or network.

Interference with service to any user, host or network including, without limitation, mail bombing, flooding, deliberate attempts to overload a system and broadcast attacks.

Use of an Internet account or computer without the owner’s authorization, including, but not limited to Internet scanning (tricking other people into releasing their passwords), password robbery, security hole scanning, and port scanning.

Forging of any TCP-IP packet header or any part of the header information in an e-mail or a newsgroup posting.

Any conduct that is likely to result in retaliation against Heritage Bank NA.

Use of Heritage Bank’s network in a way that unreasonably interferes with use of the network.