Navigating the Minnesota real estate market can be daunting, especially for first-time homebuyers. With increasing housing prices, limited starter home options, and economic factors influencing mortgage rates, understanding the market dynamics is critical. To shed light on these challenges and offer expert advice, KWLM sat down with Doug Frazzini, Capital Market Specialist at Heritage Bank,…
Banking security has never been more critical today, when technology plays a significant role in our daily lives. Kelly Pickle, the Director of Enterprise Risk at Heritage Bank NA, recently appeared on KWLM’s ‘Ask the Expert’ segment. She highlights how community banks, like Heritage Bank, are taking significant steps to protect their customers from cyber…
Get ready to tee up for a day of fun, community connection, and philanthropy! The 16th Annual United Way Golf Tournament is coming in June, and Heritage Bank NA is proud to sponsor this Willmar, Minnesota, event. Mark your calendars for Friday, June 20th, and join us for a tournament that brings local businesses, community…
Phishing scams are on the rise, targeting individuals and businesses alike, often leaving victims in financial ruin. For online banking users and security-conscious individuals, understanding and preventing phishing attacks is critical to protecting one’s financial future. Ruth McDonnell discusses how you can safeguard your financial future in the KWLM Ask the Expert segment. This guide…
Building a home is an exciting milestone, but if you are like many first-time builders, the construction loan process can feel overwhelming. Whether you are a future homeowner, a Willmar resident looking to build a new home, or someone planning your dream project, understanding how construction loans work is essential. Heritage Bank NA, located in…
For many small business owners, securing the right financing is essential for growth and long-term success. Whether you’re launching a startup, purchasing an existing company, expanding operations, or investing in equipment, Small Business Administration (SBA) loans offer flexible funding options to support your goals. As Jeremy Goltz, Relationship Manager at Heritage Bank NA, discussed on…
At Heritage Bank, our mission is to help you make the most of your money. Recently, KWLM sat down with Jon Liesener, Banking Apprentice, and Mandy Fleming, Market Manager, to discuss smart financial resolutions. Their expert tips will help you save money and use high-interest checking accounts. This will guide you to financial success in…
Improving and maintaining a good credit score isn’t just a financial goal—it’s necessary for anyone planning a significant purchase, like buying a home or a car. Yet, many of us don’t fully understand the factors that impact credit scores or how to improve them effectively. That’s where Brandie Wenham, a seasoned credit expert and private…
In a recent segment of Ask the Expert on KWLM, Chuck Nolting, Ag Relationship Manager at Heritage Bank NA, shared valuable information about the challenges and opportunities currently facing farmers and the agricultural industry. With over 25 years of experience in agronomy (the science of soil management and crop production) and agricultural finance, Nolting has…
How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
Sioux Falls, SD – April 22, 2024 – Levo Credit Union plans to acquire a Sioux City, IA, bank branch from Heritage Bank, National Association. The branch is located at 4530 Singing Hills Boulevard. Levo, which is headquartered in Sioux Falls, SD, has entered into an agreement with Heritage, which is based in Spicer, MN.…
Scammers are finding new and sophisticated ways to trick people into giving their banking information. Read on about online banking security and learn ways to keep your account safe. How secure is online banking? Online banking has become an increasingly popular way for people to manage their finances. With this shift towards digital banking comes…
Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
Doctors can benefit from physician loans by getting into their dream homes with less money out of pocket, so if you need to take out a loan, this may be a great choice. Using the information in this article, you can determine if a physician loan is the right choice for you.
The seasonal festivities are just about here and if you’re feeling extraordinary generous this holiday season, your wallet could experience inadequacies. There’s no need to blow your budget in order to spread holiday cheer. Spending less during the holidays can be made easier with these five tips. It will benefit your savings account and bank account.
Is a Traditional Savings Account Dead?
It’s no mystery that the traditional savings accounts are not as atractive as they used to be. With all of the different options to choose from, folks are questioning whether a savings account is really the best means of saving money. At Physician Bank, while we still provide long-established savings accounts, we offer a couple of great choices, and we want to {support you in finding the perfect answer that is best for you. So, if you’re wondering if the traditional savings account is obsolete, don’t be concerned – at Physician Bank, we’ve got you covered!
Most people dream of buying a nicer house, cabin, or car someday, but don’t think they have enough savings. Let’s get started saving now! The following are twelve ways to save money, so you will have it when you really need it.
The need for cyber security continues to grow as hackers try to uncover new, sneaky ways to gain access to your personal information. Learn how to keep your private information safe. These tips will help you avoid falling into scammers’ deceptive traps.
Would you be able to tell if a call, text, or email is a scam? These red flags need to be reviewed. When it comes to scammers, the best defense is a good offense. Make sure your accounts are secured before scammers strike. Discover what fishing is and what to do when you suspect a scam. There is a possibility that you have been scammed. Determine how you can proceed. Today, read this post.
Business and bank closures associated with the COVID-19 pandemic have significantly disrupted the supply chain and normal circulation patterns for U.S. coins. While there is an adequate overall amount of coins in the economy, the slowed pace of circulation has reduced available inventories in some areas of the country. The Federal Reserve is working with…
