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Schmell welcomed as President in Rural Iowa

The leadership of Michael Schmell will be key to Heritage team

[HOLSTEIN, IA] – Heritage Bank, N.A, a multi-state community bank serving northwestern Iowa and central Minnesota recently named Michael Schmell as Market President in the rural Iowa market. 

Michael Schmell comes to Heritage Bank with 17 years of experience in the banking and finance industry.  “Michael’s knowledge and experience in banking are invaluable.” Heritage Bank CEO Tom Geiger states.  “He will provide high quality leadership and energy in our rural Iowa market.”  Mr. Schmell’s market includes Alta, Aurelia, Anthon, Cushing, Holstein and Lytton.

Providing guidance and support to the Heritage Bank staff in rural Iowa, including a team of five Relationship Managers, Schmell will be responsible for team development and market growth.  In addition, he will be charged with driving the Team of Three sales approach to build and develop customer relationships.

Mr. Schmell is a graduate of Iowa State University and Scott Community College.   A native to eastern Iowa agricultural communities, Schmell and his wife, Jennifer, and their two daughters, Samantha and Kayla, are in the process of relocating to northwestern Iowa.  Mr. Schmell can be reached via cell at (563) 529-9343 or by email at