Some of you may dream of buying a nicer house, cabin, or car someday, but fear you don’t have enough money for it. The time has come to start saving! The following are twelve ways to save money, so you will have it when you really need it.
The Heritage Bank eCentive checking accounts offer you the chance to earn interest on your money! As one of the best overall checking accounts for August 2022, the eCentive® account was rated #1 by bankrate.com. Check out our eCentive® checking account for high interest rates on a versatile account. Benefits include…
CDs (Certificates of Deposit) Are Deposits That Earn Interest
Certificates of Deposit (CDs) can be opened at a bank, credit union, or online financial institution. You can hold money for a specific period while it earns interest with a CD. Discover the 3 benefits of opening a Certificate of Deposit today.
What is an Individual Retirement Account (IRA)? An individual retirement account (IRA) is a tax-advantaged investment account that individuals can use for retirement savings. There are several types of IRAs, such as traditional, Roth, SEP or SIMPLE. Contributions to some IRAs may be tax-deductible or withdrawals may be tax-free. Why invest in an IRA?…
Wherever you are on your path towards financial independence, it’s important to think about what would happen to your financial accounts if you were unexpectedly pass away. It seems like a morbid thought, but planning for the well-being of your family is essential. Even if you don’t yet have a spouse or children, thinking ahead…
ACH payments are electronic payments that go through the Automated Clearing House (ACH) Network. Funds move from one bank account to another with the help of a centralized system that directs funds to their final destination. The ACH network facilitates electronic money transfers and automatic payments between more than 10,000 banks and financial institutions. Direct deposits,…
