Our Universal Savings Account allows you easy access to your money without penalty. It’s the perfect place to set aside money for those unexpected expenses or for a short term goal, and the perfect way for children to start saving.
- $50 minimum deposit to open account
- Interest paid on balances of $.01 or more
- Average daily balance of $50 required to avoid $5 monthly service charge, fee waived for minors under age 18
- Six free withdrawals allowed per month, $3 for each additional withdrawal*
Additional Features and Requirements
- Variable interest rate may change daily; Interest calculation is based on daily (collected) available balances and is compounded quarterly
- Free eStatements
- Free debit card available
- Overdrafts & NSF: $33 per paid item; $36 per returned item
- $30 fee if account is closed within 6 months of opening
- Transfer money electronically to or from your account…anytime, online
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Learn more about the benefits
of FDIC Insurance coverage
for your checking, savings,
and certificates of deposits.
Mobile banking provides a secure and convenient way to manage your finances. Click here to get started with mobile banking.