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System maintenance is scheduled from 11:00 PM on Saturday, Feb 24 to 11:00 AM on Sunday, Feb 25 (Central Time) to improve processing power and increase capacity for data storage. This affects all debit card customers and online/mobile banking users. We apologize for any inconvenience. Posted 2/22/18

Savings and Checking Rates

Today’s Date is February 22nd, 2018

INTEREST PAID ON CHECKING AND SAVINGS

EFFECTIVE SINCE Thursday, February 1, 2018

Interest Rate(1) Annual Percentage Yield(2) Compound Minimum Balance to Obtain Annual Percentage Yield(3) Minimum Opening Balance

eCentive Account Base Interest Rate

0.05% 0.05%

Monthly

$.01

$100

eCentive Account Qualification Interest Rate(4)

1.40% 1.41%

Monthly

$.01

$100

eCentive Account $25K Qualification Interest Rate(4)

0.15% 0.15%

Monthly

$25,000

$100

Legacy Checking

0.15% 0.15%

Monthly

$1,000

$1,000

HeritageDirect Savings

0.40% 0.40%

Monthly

$1,000

$1,000

FlexGold Savings

0.20% 0.20%

Monthly

$1,000

$1,000

FlexGold Savings

0.20% 0.20%

Monthly

$25,000

$1,000

FlexGold Savings

0.25% 0.25%

Monthly

$50,000

$1,000

FlexGold Savings

0.30% 0.30%

Monthly

$99,000

$1,000

FlexGold Savings

0.40% 0.40%

Monthly

$199,000

$1,000

Universal Savings

0.15% 0.15%

Semi-Annual

$.01

$50

Health Savings Account (HSA)

0.14% 0.14%

Monthly

$.01

$50

Health Savings Account (HSA)

0.14% 0.14%

Monthly

$1,000

$50

Health Savings Account (HSA)

0.19% 0.19%

Monthly

$2,500

$50

Health Savings Account (HSA)

0.19% 0.19%

Monthly

$5,000

$50

Health Savings Account (HSA)

0.24% 0.24%

Monthly

$10,000

$50

Apply Now – Personal

Apply Now – Business

 

FOR CURRENT INTEREST RATES OR INFORMATION ON TERMS AND FEES CALL 800-344-7048 TO SPEAK TO A CUSTOMER SERVICE REPRESENTATIVE

(1) Interest rates may change without notice after account is opened
(2) Fees may reduce earnings
(3) Based on daily collected (available) balance
(4) Must meet monthly account requirements to receive Qualification Interest Rate on balances up to $25,000. Balances over $25,000 will receive the $25K Qualification Interest Rate.

The current 91-DayT-Bill interest rate is 0.515% effective 3/6/2017.