By providing multiple savings accounts, you can be assured that we have one that suits your plan for saving money.
|Min. Deposit||Interest Payment||Debit Card||Daily Balance Required||Interest Rate|
|Universal Savings||$50||Quarterly||Available||$50 average to avoid $5 monthy charge||Check Today’s Rates|
|Flex Gold Savings||$1,000||Monthly||Available||$1000 to avoid $17 monthly service charge||Check Today’s Rates|
|Heritage Direct Savings||$1,000||Monthly||N/A||$1000 to avoid $17 monthly service charge||Check Today’s Rates|
|Jumbo Deposit Account||$10,000||Monthly||N/A||Daily Balance reflects the Interest Rate you’ll receive||Check Today’s Rates|
|Health Savings Accounts (HSA)||$50-Wavied if regular ACH deposits are established||Monthly||Available||N/A||Check Today’s Rate|
- 24 hour online & mobile banking access
- Free eStatements available on all savings accounts with a valid email address
- Universal Savings, Flex Gold Savings, Heritage Direct Savings, & Health Savings Accounts: 6 free withdrawals allow per month, $3 per each additional
- Jumbo Deposit Account: 6 free withdrawals allow per month, $30 service charge if exceeded
- $30 if account is closed within first 6 months
- Paper statement fees may apply
- Heritage Direct Savings & Health Savings Accounts: $5 per month
- Jumbo Deposit Account: $15 per month
- Variable Interest rates may change daily; Interest calculation is based on daily (collected) available balances and is compounded monthly except Universal Savings, which is compounded quarterly.