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Home Mortgage

Apply now if you are buying, building, refinancing, or remodeling!

Heritage Bank mortgage lending team is ready to put our services to work for you!  Heritage Bank offers the best online tools available, most current rates, and the assistance of experienced mortgage loan officers to guide you through and help you understand the mortgage process.

online mortgage application

Home Loans

  • Conventional Fixed or Adjustable Rate Loans
  • Construction Loans
  • Rural Development (formerly FmHA)
  • Federal Housing Administration (FHA)
  • Veteran’s Administration (VA)
  • Iowa FirstHome Program (IA only)
  • Minnesota Housing Finance Agency (MHFA) (MN only)

Home Equity Loans

Mortgage customers at Heritage Bank are automatically enrolled in Blue Circle Banking, entitling you to free services, discounts, and other perks. Ask your mortgage lender about Blue Circle Banking today!