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Consumer Loans

Heritage Bank offers financing to suit the personal loan needs of our customers. Whether it’s a for a retail purchase or a line of credit, Heritage Bank will work with you to find the best solution.

Personal Loans – Heritage Bank has partnered with Lending Club to offer personal loans that do not need collateral.

  • $1,000 to $40,000 Loans
  • Apply online in minutes
  • 3- to 5-year terms (fixed monthly payments)
  • Receive funding in as few as seven days

We also offer traditional secured loans when you’re in the market for a new or used car, boat, motorcycle, snowmobile or RV.   Contact us for current rate information

Choose Heritage Bank for timely and knowledgeable response to your financing needs. Heritage Bank makes financing simple and efficient.

Ready Reserve Line of Credit – Attached to your checking account for overdraft protection and short-term loans.

Contact us to learn more.

Home Equity Loans –  Equity is the difference between your property’s appraised value and the amount that’s still owed on it. A home equity loan or line of credit allows you to borrow money, using your home’s equity as collateral.

Whether it’s a personal investment, new car purchase, educational opportunity, vacation, or home improvements, a home equity loan or home equity line of credit may be the perfect option for you. The interest you pay may also be tax-deductible.

  • Home Equity Loan – an installment loan for a one-time expense
  • Home Equity Line of Credit – provides ongoing access to available credit, similar to a credit card.

Contact us to find out which of these would work for you!