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Consumer Loans

Heritage Bank offers financing to suit the consumer needs of our customers. Whether it’s a personal loan for a retail purchase or a line of credit, Heritage Bank will work with you to find the best solution.

Car, Boat and Motorcycle Loans –  Finance both new and used vehicles.

When you’re in the market for a car, boat, motorcycle, snowmobile or RV, you need great rates and convenient terms. Choose Heritage Bank for timely and knowledgeable response to your financing needs. Heritage Bank makes financing simple and efficient.

Contact us for current rate information

Ready Reserve Line of Credit – Attached to your checking account for overdraft protection and short-term loans.

Contact us to learn more.

Home Equity Loans –  Equity is the difference between your property’s appraised value and the amount that’s still owed on it. A home equity loan or line of credit allows you to borrow money, using your home’s equity as collateral.

Whether it’s a personal investment, new car purchase, educational opportunity, vacation, or home improvements, a home equity loan or personal line of credit may be the perfect option for you. The interest you pay may also be tax-deductible.

Heritage Bank offers two different types of home equity loans:

  • Home Equity Loan – an installment loan for a one-time expense
  • Home Equity Line of Credit – provides ongoing access to available credit, similar to a credit card.

Contact us to find out which of these would work for you!