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Consumer Loans

We offer financing to suit the personal loan needs of our customers. Whether it’s a for a retail purchase or a line of credit, our team of Personal Bankers will work with you to find the best solution.

Personal Loans – Heritage Bank has partnered with Lending Club to offer personal loans that do not need collateral.

  • $1,000 to $40,000 Loans
  • Apply online in minutes
  • 3- to 5-year terms (fixed monthly payments)
  • Receive funding in as few as seven days

We also offer traditional secured loans when you’re in the market for a new or used car, boat, motorcycle, snowmobile or RV.   Contact us for current loan rate information

Choose Heritage Bank the Personal Banking Team for a timely and knowledgeable response to your financing needs. Our Personal Bankers make financing simple and efficient.

Ready Reserve Line of Credit – Attached to your checking account for overdraft protection and short-term loans.

Contact us to learn more.

Home Equity Loans –  Equity is the difference between your property’s appraised value and the amount that’s still owed on it. A home equity loan or line of credit allows you to borrow money, using your home’s equity as collateral.

Whether it’s a personal investment, new car purchase, educational opportunity, vacation, or home improvements, a home equity loan or home equity line of credit may be the perfect option for you. The interest you pay may also be tax-deductible.

  • Home Equity Loan – an installment loan for a one-time expense
  • Home Equity Line of Credit – provides ongoing access to available credit, similar to a credit card.

Contact us to find out which of these would work for you!