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Savings Accounts & CDs

Heritage Direct Savings – All-electronic account that you manage online. $1,000 minimum to open account.

Flex Gold Savings – High-yielding interest of a CD with the withdrawal flexibility of a savings account. $1,000 minimum to open account.

Universal Savings – Earn interest on balances of $.01 or greater. Ideal for building your savings.

Health Savings Account – Interest bearing account designed to help eligible individuals save for current and future qualified medical expenses.

Certificates of Deposit – FromĀ 6 months to 5 years, higher yields for longer terms.