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Personal Loans

We have partnered with LendingClub to offer unsecured Personal Loans up to $40,000



Fast and easy application

Apply online in just minutes, with no impact to your credit score. You can instantly review the loan offers that you qualify for and then complete your application all online!

Fixed rates and payments with no hidden fees1

All loans feature an affordable fixed rate, which means your monthly payment will never increase!  You can also prepay your loan at any time to eliminate future interest payments without a prepayment penalty or fee.

Single, convenient monthly payment

Loan payments are automatically scheduled each month. You no longer have to remember to pay multiple credit card bills.

A loan that can boost your credit score

By consolidating debt or paying off credit cards, you may improve your credit score. 73% of borrowers experience a FICO score increase three months after obtaining their loan, with an average score increase of 28 points2!  And, of course, checking your rate to view the loan offers you qualify for will not impact your credit score.

Borrowers reduce their rates by an average of 24%3

Borrowers who used a personal loan4 via LendingClub to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 24% lower than they were paying on their outstanding debt or credit cards.

Questions before you get started?

Looking for more information? If your question isn’t answered on our Frequently Asked Questions (FAQ) page, please contact us at 1-800-344-7048.


1 Origination fees apply and are deducted from total loan amount.
2 Average credit score change of all borrowers who took out a loan via LendingClub between January 1, 2013, and December 31, 2016, with a stated loan purpose of debt consolidation or to pay off credit cards.
3 Based on responses from 7,715 borrowers in a survey of 122,975 randomly selected borrowers conducted from 1/1/16 – 3/31/17. Borrowers who received a loan to consolidate existing debt or pay off their credit card balance reported that the interest rate on outstanding debt or credit cards was 20% and average interest rate on loans via LendingClub is 15.2%. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. Best APR is available to borrowers with excellent credit.
4All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 5.99% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the website. All loans via LendingClub have a minimum repayment term of 36 months or longer.