We have partnered with LendingClub to offer unsecured Personal Loans up to $40,000
Fast and easy application
Apply online in just minutes, with no impact to your credit score. You can instantly review the loan offers that you qualify for and then complete your application all online!
Fixed rates and payments with no hidden fees1
All loans feature an affordable fixed rate, which means your monthly payment will never increase! You can also prepay your loan at any time to eliminate future interest payments without a prepayment penalty or fee.
Single, convenient monthly payment
Loan payments are automatically scheduled each month. You no longer have to remember to pay multiple credit card bills.
A loan that can boost your credit score
By consolidating debt or paying off credit cards, you may improve your credit score. 70% of borrowers report an average credit score increase of 28 points2! And, of course, checking your rate to view the loan offers you qualify for will not impact your credit score.
Questions before you get started?
Looking for more information? If your question isn’t answered on our Frequently Asked Questions (FAQ) page, please contact us at 1-800-344-7048.
1 An Origination Fee will be charged in connection with your loan through LendingClub. Fees are disclosed directly by LendingClub in accordance with 15 U.S.C. 1601 et seq. and applicable regulation. The origination fee is deducted from your loan amount prior to funding.
2 Average credit score increase for all borrowers who took out a loan via LendingClub between January 1, 2013 and October 31, 2017 with a stated loan purpose of debt consolidation or pay off credit cards 3 months after issuance.
* All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.16% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months or longer.