We have partnered with LendingClub to offer you access to unsecured Personal Loans up to $40,000
See if you pre-qualify in just minutes, with no impact to your credit score1. You can instantly review the loan offers that you may qualify for and then complete your application all online!
Fixed rates and payments
Loans through LendingClub feature low, fixed monthly payments. Rates are often lower than those charged by credit cards, and they will never increase. You can also prepay your loan at any time to eliminate future interest payments without a prepayment penalty.
Many people see their credit score go up after just a few months. By consolidating debt or paying off credit cards, you may improve your credit score2. And, of course, checking your rate to view the loan offers you qualify for will not impact your credit score1.
Questions before you get started?
Looking for more information? If your question isn’t answered on our Frequently Asked Questions (FAQ) page, please contact us at 1-800-344-7048.
All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. There is no down payment and there is never a prepayment penalty. An Origination Fee will be charged in connection with your loan through LendingClub. The origination fee is deducted from your loan amount prior to funding. The closing of your loan is contingent upon your agreement with all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months or longer.
1 Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
2 On average, borrowers who paid their debt down and maintained low balances saw a credit score increase, however, other factors including increasing debt load could result in your credit score declining.