1-to-1 Dedicated Support

Hassle-Free Lending

Financial Solutions For Firms and Practices.

Flexible Partnership Buy-in Programs.

As the loan is guaranteed by your business, Heritage Bank does not require any downpayment or collateral from new partners. Heritage Bank can finance up to 100 percent of a new partner’s buy-in and refinance any current partners in your business who might still be making monthly or quarterly payments.

Select your industry to get started.

Partnership Buy-in Requirements and Specifications

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Why Choose Heritage Bank?

Hassle-Free Lending

You don't want squeezed into a loan that isn't right for your business, that's why we provide pressure free lending services. Get answers, check rates and more, on your own terms.

Dedicated Support

Work directly with a dedicated Heritage Bank Commercial Relationship Manager throughout your loan process.

Fast Decisions

Our simple application process helps you quickly submit everything we need so you can get a decision back sooner.


Our products and technology have evolved along with the markets we serve as we have grown steadily over the generations. Yet, we maintain the traditional values from our roots as a Midwestern community-focused bank… it’s our heritage.”

Meet Our Team

Craig Berenstein Heritage business banker

Craig Berenstein

Sioux City Area, Iowa

Heritage Bank commercial lender Dave Henle

Dave Henle

Spicer, Minnesota

Kaylee Betterton with Heritage Bank

Kaylee Betterton

Sioux City, Iowa Area

James Miller, Heritage business banker

James Miller

Willmar, Minnesota

Jared VanBockern, commerical lender for Heritage Bank

Jared VanBockern

Sioux Falls, South Dakota

Logan Roth Heritage business banker

Logan Roth

Sioux Falls Area, SD

Jeremy Goltz, Heritage business banker

Jeremy Goltz

Willmar, Minnesota

Kevin Owens, Business Relationship Manager with Heritage Bank

Kevin Owens

Sioux City Area, Iowa


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