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Regular system maintenance is scheduled from midnight to 5:00 a.m. Central Time on Wednesday, June 20. During this time, Online Banking and Mobile Banking will not be available. We apologize for any inconvenience. Posted 6/18/18.

Merchant Credit Card

With a United Bank Card credit card account, your business can easily accept credit card and debit card payments, all with the benefit of Heritage Bank’s personal attention to your business needs.


  • Increase sales
  • Accept VISA, Mastercard, American Express and Discover payments
  • 0% discount rate on debit card transactions (when using PIN based equipment)
  • Competitive discount rates
  • Electronic or paper processing
  • ARU (Auto Response Unit) – enter card information on a touch tone phone
  • E-commerce capabilities