SAFE & SECURE

3.02% APY*

Our Jumbo Savings Account, gives you a safe and secure place to build your nest egg.

Earn 3.02% APY* – This large-deposit savings account can help you maximize your earning potential. Flexible options ensure deposits up to $7 million are fully FDIC insured.

Heritage Bank NA

310 1st Street South, Willmar

4.8 440 reviews

Dave King ★★★★★
I have had several dealings with Heritage Bank over the past several years and they have been fantastic to work with. Always coming up with creative solutions and offerings to solve for what I was trying to do and saving me money. I highly recommend Joyce and her team!

View Reviews

INSURED BY THE FDIC

Deposits insured by the FDIC to the maximum allowed by law. IntraFi Cash Service® (formerly Insured Cash Sweep) application required for up to $7 million of FDIC insurance.

ACCOUNT BASICS

Minimum Opening: $1,000.00
Minimum Balance: $0.01
Interest: Compounded and credited monthly.

HERE TO HELP YOU

Let’s get started. By completing the short form, you will be connected to your Jumbo Savings Account banker who will answer all your questions. You may also give us a call at 1-800-344-7048.

This is an all-electronic Jumbo savings account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty. You are allowed six (6) withdrawals, of any type, per month. Any month you exceed this number, you will be charged a $30.00 service charge.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge. No financial institutions or brokers.
* APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. A minimum balance of $230,000 is required to obtain the 3.02% APY. See additional APY Rates.

Interest Rates Effective Since December 27, 2022.