If you’re like most money managers, you are always looking for ways to increase your profits. One way to do this is to make sure your cash reserves are parked in the right place. A high yield savings account can help you do just that. Our Jumbo Deposit account offers a great interest rate, and it’s perfect for those who want to park their money safely and securely.
Jumbo Deposit Rates
3.02% APY1
(with $230,000 minimum balance)
2.04% APY1
(with $100,000 minimum balance)
1.01% APY1
(with $.01 minimum balance)
We’ve Raised Our Rates
Simplify Your Savings with a Jumbo Deposit Account
Our Jumbo Savings Deposit Account is a savings account that offers a higher interest rate on larger deposited balances. This account simplifies your savings, even if your balance fluctuates.
As your balance grows, we offer multiple options2 to ensure deposits up to $7 million are fully FDIC insured! To learn more about our Jumbo Deposit Account, visit: Jumbo Deposit Account FAQs.
Make unlimited deposits
Set up automatic monthly deposits
FDIC Insured2
Easy account access through our digital banking app
Waive your monthly service fee by enrolling in eStatements
and speak to a banker to start earning interest today.
I had an outstanding experience working with Julie as my buyers lender! Throughout the entire process, she maintained clear and effective communication, keeping… read more both the buyer and me informed every step of the way. Julie's dedication and professionalism were evident, and she went above and beyond to ensure a smooth transaction.
One of the remarkable aspects of Julie's service was her efficiency. She managed to clear the file two weeks before the scheduled closing, providing the buyer with the opportunity to close early. This not only demonstrated her expertise but also showcased a commitment to delivering exceptional results in a timely manner.
If you're in search of a reliable and proactive lender, I highly recommend Julie. Her attention to detail, proactive communication, and ability to expedite the closing process make her an excellent choice for anyone navigating the complexities of real estate financing. Thank you, Julie, for your outstanding service!
Very helpful and great communication! Teresa made our first time home buying experience quick and easy. I was given knowledge and answers to questions when needed.… read more I never felt like I couldn’t rely on her at anytime if I had any concerns! Her eagerness to help us was very helpful and great!
Very thankful for my experience. I got a great person named Julie Velline. She has no idea how much i appreciate her. Made it so easy to work with and accomplish… read more my goal. Plus side for me I ended up in a better position than I expected. It was above and beyond.
We worked with Jean at PhysicianBank to purchase our new home and we are very pleased with the experience. She is friendly and helpful and works hard to make sure… read more everything is completed in a timely manner. She is responsive after hours and worked hard to ensure everything was set for our desired closing date. The Interest rate on the mortgage was extremely competitive and they offered incentives to even further reduce it. We enjoyed working with Juanita on the banking side as well. Thank you!!
To Julie Vellines's supervisor/upper management.
I don't usually reach out this way, but I felt compelled to do so after my last experience working with… read more Julie Velline. We have worked with Julie in the past with the purchase of our home in 2019. She was then and always since then has been a tremendous help with every question I have ever contacted her with. She always answers in a quick and timely manner. Always professional always a pleasure to communicate with. This time she went over and beyond with her customer service she has to be the most understanding, caring, intelligent, human being I have ever had the pleasure of working with. To give you just a little insight to how wonderful this person is we were starting a home equity loan at the beginning of September. And of course I contacted Julie for her assistance in the matter. Well shortly after I contacted her there were some traumatic events that occurred to do with my family. One of which was the death of my mother needless to say I was a mess. And with all the paperwork and everything I was constantly calling and texting her not knowing what certain documents look like, how to send them, ect.. My emotional state was abit erratic to say the least. But with her patience and caring and understanding heart. She got us threw the process in a timely manner. She always remained professional. But truly knew she also cared. I will refer everyone I know to her as a lender. And I will always go to her for any of our family business. Thank you for your time in reading this. I just really wanted you to know what a wonderful person you have representing Heritage Bank.
Thank you Jeanie Schalow.
1APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. 2 Deposits insured by the FDIC to the maximum allowed by law. Insured Cash Sweep application required for up to $7 million of FDIC insurance.
This is an all-electronic account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty.
You are allowed six (6) withdrawals, of any type, per month. Any month you exceed this number, you will be charged a $30.00 service charge.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge.
No financial institutions or brokers.