Jumbo Deposit High-Yield Savings Account

High-yield savings made simple & secure.

Earn 3.02% APY* – Our Jumbo Deposit high-yield savings account can help you maximize your earning potential. Flexible options ensure deposits up to $7 million are fully FDIC insured.

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Earn up to 3.02% APY*

Choose a Jumbo Deposit Account with Heritage Bank NA and you’ll earn up to 3.02% APY* on your deposits. Our competitive interest rates help your money grow faster, so you can reach your financial goals even sooner.

Federally insured deposits up to $7 million

Get peace of mind knowing your savings are safe and secure. Your deposits are FDIC-insured up to $7 million through options including IntraFi Cash Service, so you can rest assured your money is in good hands.

Convenient access and management of your funds

Get the best of both worlds with easy access to your account through our digital banking platform and mobile app or work directly with one of our experienced bankers.

Heritage Bank NA

310 1st Street South, Willmar

4.8 440 reviews

Dave King ★★★★★
I have had several dealings with Heritage Bank over the past several years and they have been fantastic to work with. Always coming up with creative solutions and offerings to solve for what I was trying to do and saving me money. I highly recommend Joyce and her team!

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This is an all-electronic account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty. You are allowed six (6) withdrawals, of any type, per month. Any month you exceed this number, you will be charged a $30.00 service charge.
Deposits insured by the FDIC to the maximum allowed by law. IntraFi Cash Service® (formerly Insured Cash Sweep) application required for up to $7 million of FDIC insurance.
$15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge. No financial institutions or brokers.
* APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. A minimum balance of $230,000 is required to obtain the 3.02% APY. See additional APY Rates.

Interest Rates Effective Since December 27, 2022.