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Heritage Bank is Employee Owned
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Low-Rate Equipment Loan Program  ·  Get Started Online

Step 1. Get Started Online

2. Apply Over The Phone 

3. Get A Decision

4. Access Your Funds

1-800-344-7048

Low Down Payment Equipment Financing from Heritage Bank N.A.

LOW-RATE EQUIPMENT LOAN PROGRAM BY HERITAGE BANK

LOW RATE EQUIPMENT LOAN PROGRAM

Rates as low as 2.54% APR* for loans of $100,000 or more to qualified borrowers.

    $100,000 minimum loan size
    0.50% origination fee
    $175 loan documentation fee
    3-year fixed rate with a maximum 7-year amortization

How does our equipment financing process work?

We offer a digital application process combined with personalized 1-on-1 lending services. To begin, simply submit your inquiry using the form above. Your information is sent directly to our team. Once received, we’ll email you application information and a team member will call you to discuss your equipment financing needs.

*Annual Percentage Rate

Construction Equipment Financing
Farming & Agriculture Equipment Financing
Commercial Equipment Financing
Printing Equipment Financing

Does your farm or business need an equipment upgrade?

WITH RATES AS LOW AS 2.54% APR, TODAY IS A GREAT TIME TO FINANCE NEW EQUIPMENT!
Heritage Bank is Employee Owned

ABOUT US

At Heritage Bank, we’re not all “About Us.” We’re about you… our customers, our communities, and our employees.

Heritage Bank’s mission is to help people succeed financially.  Specifically, that means:

  • Helping our customers meet their goals and achieve their dreams
  • Supporting our communities and helping them thrive
  • Providing a gainful and enjoyable workplace for our employee owners
  • Providing a sound and profitable return for our investors.

Through our Employee Stock Ownership Plan (ESOP), Heritage Bank is able to reinvest in the employees and support the local communities we serve.

Our products and technology have evolved along with the markets we serve as we have grown steadily over the generations. Yet, we maintain the traditional values from our roots as a Midwestern community-focused bank… it’s our heritage.”

OUR HOLDING COMPANY

Heritage Bancshares Group is a bank holding company with operations in Minnesota, Iowa, and South Dakota. We offer full service banking, insurance, investments, and online mortgage processing from locations in west central Minnesota, northwest Iowa, and eastern South Dakota.

As a closely-held, community financial organization, we exist to serve the needs of our customers, communities, employees, and investors. We are committed to the ideal of traditional community banking and have earned a reputation for exceeding expectations based on a consistent record of growth, performance, and trust.

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Meet Our Team

Ross Magnuson, Market President

Ross Magnuson

Market President
Minnesota

David Brown, Market President

David Brown

Market President
Sioux City & Sioux Falls

Kaylee Betterton with Heritage Bank

Kaylee Betterton

Commercial Relationship Manager
Sioux City Area, Iowa

Heritage Bank commercial lender Dave Henle

Dave Henle

Commercial Relationship Manager
Spicer, Minnesota

Jared VanBockern, commerical lender for Heritage Bank

Jared VanBockern

Commercial Relationship Manager
Sioux Falls, South Dakota

James Miller, Heritage business banker

James Miller

Commercial Relationship Manager
Wilmar, Minnesota

Kevin Owens, Business Relationship Manager with Heritage Bank

Kevin Owens

Commercial Relationship Manager
Sioux City Area, Iowa

Craig Berenstein Heritage business banker

Craig Berenstein

Commercial Relationship Manager
Sioux City Area, Iowa

Logan Roth Heritage business banker

Logan Roth

Commercial Relationship Manager
Sioux Falls Area, South Dakota

Jeremy Goltz, Heritage business banker

Jeremy Goltz

Commercial Relationship Manager
Wilmar, Minnesota

Heritage Ag Lender Ken Seubert

Ken Seubert

Ag Relationship Manager
Pennock Area, Minnesota

Heritage Ag Lender Rick Holtzen

Rick Holtzen

Ag Relationship Manager
Sioux City Area, Iowa

Heritage Ag Lender Bradley Erickson

Bradley Erickson

Ag Relationship Manager
Pennock Area, Minnesota

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