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INTEREST CHECKING WITHOUT THE FEES!

3.33%

APY1

when you meet 3 easy requirements

Learn More!

eCentive Interest Checking Account

Heritage Bank eCentive Account logo

Apply Now for an eCentive Account

 

eCentive Account Highlights

ecentive_just-eFree Account includes no monthly service charge

ecentive_just-eAutomatic ATM fee refunds up to $25 per month*

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3.33% APY – Our HIGHEST yielding checking interest rate on qualifying balances starting at $0.01*                  (3.28% interest rate)

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0.15% APY on qualifying balances over $25,000*

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0.05% APY base rate (when qualifications are not met)*

eCentive Account Features & Benefits

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No minimum balance

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Free Online Banking available 24/7

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Free ePay online bill pay

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Free Mobile Banking includes Mobile Check Deposit

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Free Debit Card with Chip Card Technology

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Free Alerts by email or text**

 

 

*Must meet these 3 easy qualifications to receive these incentives.
-Make 10 or more debit card payments and/or purchases that will post to your account each month (excluding ATM transactions)
-Have at least one direct deposit or automatic payment (ACH) each month
-Sign up to receive a monthly eStatement
** Message and data rates may apply.
1The annual percentage yield (APY) is accurate as of 4/17/2018. Interest rate is variable and may change after the account is opened.