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Carefree Checking

Heritage BankCarefree Checking is a basic, no minimum balance, no interest checking account.

Account Features

Additional Features and Requirements

  • Overdrafts & NSF: $33 per paid item; $36 per returned item
  • Free eStatements or $5 per month if paper statements are mailed
  • Debit card included
  • Transfer money electronically to or from your account…anytime, online

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Check your Interest Rates

Rates

Make informed decisions about your savings and checking accounts. Click here for more
up to date rate information!

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Security

Learn more about the benefits
of FDIC Insurance coverage
for your checking, savings,
and certificates of deposits.

mobile-banking-app-features

Convenience

Mobile banking provides a secure and convenient way to manage your finances. Click here to get started with mobile banking.