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Business Checking Accounts

At Heritage Bank we understand that every business has special needs. Perhaps your business is growing and doesn’t have a lot of activity. Or, perhaps you have several accounts and need them to work together. Whatever your needs, we have a checking account for you.

Account Name Good For Minimum Balance Monthly Fee Paper Items Electronic Items Earnings Credit
Low Activity Checking Non-profits, clubs, sole proprietors None None Checks (debits) & Deposited checks: First 50 free; then $.52/each Free None
Small Business Checking Businesses with moderate activity levels None $10.00* Checks (debits): First 35 free: then $.27/each Deposited checks: First 75 free; then $.27/each Free 91 Day T-Bill**
Commercial Checking Businesses with high activity levels None $15.00* Checks (debits): $.22/each Deposits (credits): $.22/each Deposited checks: $.15/each Free 91 Day T-Bill**

Not sure which account is best for you? Stop in and visit one of our Customer Service Representatives (CSRs). They’ll help you analyze your business activity and show you an account plan that will maximize your business portfolio with Heritage Bank.

* Non-profit organizations with 501(c)(3) status do not pay the monthly fee on two checking accounts. In addition, Heritage Bank will apply a $50 credit each month toward the analysis charges. This credit is available on a per-business basis.

**Monthly earnings credit is based on the average available balance. This earnings credit helps to reduce or pay-in-full the monthly maintenance and item charges. Any excess can be carried over each month (throughout the calendar year) or paid as interest monthly.

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Routing Number: 091914710