At Heritage Bank we understand that every business has special needs. Perhaps your business is growing and doesn’t have a lot of activity. Or, perhaps you have several accounts and need them to work together. Whatever your needs, we have a checking account for you.
|Account Name||Good For||Minimum Balance||Monthly Fee||Paper Items||Electronic Items||Earnings Credit|
|Low Activity Checking||Non-profits, clubs, sole proprietors||None||None||Checks (debits) & Deposited checks: First 50 free; then $.52/each||Free||None|
|Small Business Checking||Businesses with moderate activity levels||None||$10.00*||Checks (debits): First 35 free: then $.27/each Deposited checks: First 75 free; then $.27/each||Free||90-day SOFR + 15bps**|
|Commercial Checking||Businesses with high activity levels||None||$15.00*||Checks (debits): $.22/each Deposits (credits): $.22/each Deposited checks: $.15/each||Free||90-day SOFR + 15bps**|
Not sure which account is best for you? Stop in and visit one of our customer service staff members. They’ll help you analyze your business activity and show you an account plan that will maximize your business portfolio with Heritage Bank.
* Non-profit organizations with 501(c)(3) status do not pay the monthly fee on two checking accounts. In addition, Heritage Bank will apply a $50 credit each month toward the analysis charges. This credit is available on a per-business basis.
**Monthly earnings credit is based on the average available balance. This earnings credit helps to reduce or pay-in-full the monthly maintenance and item charges.
Routing Number: 091914710