Today’s Date is April 2, 2023.
Interest Rates Effective Since December 27, 2022.
Savings & Checking Interest Rates
eCentive® Account
Checking & debit card account with premium interest rates when qualifications are met (Learn More About eCentive Accounts)
$100 minimum opening deposit ~ interest compounds monthly
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2.02% APY2 (Interest Rate: 2.00%) |
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0.14% APY2 |
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0.05% APY2 |
Jumbo Deposit Account
High interest savings rate for large balance accounts (Learn More About Jumbo Savings Accounts)
$1,000 minimum opening deposit ~ interest compounds monthly
- $230,000 min. balance for APY 3.02% APY2
- $100,000 min. balance for APY 2.04% APY2
- $0.01 min. balance for APY 1.01% APY2
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Heritage Direct Savings Account
Competitive savings rate exclusively for Digital Banking customers (Learn More About Heritage Direct Savings Accounts)
$1,000 minimum opening deposit ~ interest compounds monthly
- $1,000 min. balance for APY 0.14% APY2
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Universal Savings Account
A basic savings account (Learn More About Universal Savings Accounts)
$50 minimum opening deposit ~ interest compounds quarterly
- $0.01 min. balance for APY 0.05% APY2
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Health Savings Account (HSA)
Designed for use with a high deductible health plan (Learn More About Health Savings Accounts)
$50 minimum opening deposit ~ interest compounds monthly
- $10,000 min. balance for APY 0.14% APY2
- $5,000 min. balance for APY 0.09% APY2
- $2,500 min. balance for APY 0.05% APY2
- $1,000 min. balance for APY 0.03% APY2
- $0.01 min. balance for APY 0.01% APY2
APPLY FOR PERSONAL ACCOUNT APPLY FOR BUSINESS ACCOUNT
Certificates of Deposit (CD) Interest Rates
Triple Option CD
Certificates of deposit with flexibility (Learn More About Certificates of Deposit)
Rates also apply to IRAs
| Term | $2,000 Min. Balance3 for APY2 |
$25,000 Min. Balance3 for APY2 |
$75,000 Min. Balance3 for APY2 |
| 6 Month | 0.14% | 4.44% | 4.44% |
| 12 Month | 0.18% | 4.44% | 4.44% |
| 24 Month | 0.24% | 2.05% | 2.05% |
| 36 Month | 0.24% | 2.10% | 2.10% |
| 48 Month | 0.24% | 2.15% | 2.15% |
| 60 Month | 0.26% | 2.20% | 2.20% |
2 APY = annual percentage yield. Fees may reduce earnings. Interest rate may change after the account is opened.
3 Minimum balance to open the account and to obtain the stated APY.