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Accessing your Money

There are several ways to access your money.  Heritage Bank wants to make it as easy as possible for you to get money securely in and out of your accounts.  Whether you are depositing funds into an account or transferring funds to another, we can help you through the steps! We offer an option that’s sure to work for you.

1. Getting Money OUT of your Heritage Bank account

Need quick access to your money? We have several options for your convenience.


Options for withdrawing your money from a Heritage Bank accounts

While you have acccess to withdraw funds in person at any of our Heritage Bank locations, we have several other convenient options to suit your needs.

Withdrawal by ATM
Our Hybrid ATMs make it easy to withdraw money from your Heritage Bank accounts. You can withdraw cash 24 hours a day/7 days a week using your Heritage Bank Debit Card. If you don’t have a Heritage Bank debit card, select “Request Teller Assistance” during staffed hours to make a withdrawal.  Our Hybrid ATMs are staffed Monday – Friday 7 a.m. to 7 p.m. and Saturday 8 a.m. to noon. (Not available with Heritage Direct Savings and Jumbo Deposit Account)

Pay People with Online or Mobile Banking
By logging into Online Banking or our Mobile App, you can pay people using Popmoney. With Popmoney, the recipient receives your payment right into their bank account, usually within one to three business days, regardless of where the recipient banks (fee applies).

Transfer with Online or Mobile Banking
Transferring money out of your account to a different checking account, whether it’s to  a Heritage Bank account or not, can be done a couple ways. You can use our Mobile App or Online Banking to transfer money between your Heritage Bank accounts. Using TransferNow, our bank-to-bank transfer service, you can transfer money electronically to your accounts at other banks.

Transfer by Telephone
We are happy to help you make a transfer of funds between your Heritage Bank accounts over the phone. You can call us at 800-344-7048 Monday – Friday, 8am-5pm CT.

Withdrawal by Wire Transfer
Wire transfers are available for larger dollar amounts. Please stop into one of our convenient locations to send money by wire transfer.

 

Federal banking laws limit electronic, telephone, and check transactions to a total of 6 per month from all savings and money market accounts. These limited transactions can be to other accounts or to a third party. If you go over the limit, you will be charged a fee. See account disclosures for details.


2. Depositing Money INTO your Heritage Bank account

There are several ways you can make unlimited deposits to your Heritage Bank accounts.


Options for depositing money into your Heritage Bank Accounts

In addition to making deposits in person at any of our Heritage Bank locations, we have several other convenient options to suit your needs.

Transfer with Online or Mobile Banking
Transferring money into your account from a different checking account, whether it’s from a Heritage Bank account or not, can be done a couple ways. You can use our Mobile App or Online Banking to transfer money between your Heritage Bank accounts. Using TransferNow, our bank-to-bank transfer service, you can transfer money electronically from your accounts at other banks.

Receive Money from others with Online or Mobile Banking
Does someone owe you money for those concert tickets that you bought? With Popmoney in Online or Mobile banking, you can request money from other people instead of receiving cash or having them write you a check, regardless of where the sender banks (fees apply).

Deposit by Mobile App
Our Mobile App makes transferring money between your Heritage Bank accounts easier.  Deposit checks from anywhere with Mobile Deposit using your smart phone or other mobile device.

Deposit by Direct Deposit
If your employer has the capabilities, direct deposit is a convenient way to have your payroll check deposited into your Heritage Bank account.

Deposit at our Hybrid ATM
Our Hybrid ATMs accept cash and check deposits 24 hours a day. Get started with your debit card and follow the prompts on the screen or select the “Request Teller Assistance” button to get help with your deposit from our friendly and helpful staff Monday – Friday 7 a.m. to 7 p.m. and Saturday 8 a.m. to noon.

Deposit by Mail
If you would like to send a check by mail to any Heritage Bank location, make sure checks are properly endorsed on the back with For Deposit Only and the signatures of all payees. Please do not send cash though the mail.

Deposit by Wire Transfer
Wire transfers are also available which is especially nice for larger dollar amounts. To receive money by wire, simply provide the other bank with your Heritage Bank account number and our routing number – 091914710.