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Personal
Savings
Universal Savings
Universal Savings
Our Universal Savings Account allows you to easy access to your money without penalty. It's the perfect place to set aside money for those unexpected expenses or for a short term goal.
Account Features
Additional Features and Requirements
- Average daily balance of $50 to avoid $4 monthly service charge, fee waived for minors under age 18
- Variable interest rate may change daily; Interest calculation is based on daily (collected) available balances and is compounded semi-annually
- $25 fee if account is closed within 90 days of opening
- Overdrafts & NSF: $27 per item
- Preauthorized, telephone, Online Banking and Telephone Banking transfers are limited to a combined total of six per month as prescribed by federal regulations governing savings accounts
*Savings Account customers must also have a checking account relationship in order to receive a Shazam check card. $1 per transaction if used at non Shazam ATM machines.
Current Interest Information / Consumer Fee Schedule
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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