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Personal Savings Accounts

Savings Accounts

Turn to Heritage Bank for all your savings needs. Whether you're starting from scratch, teaching a child to save, setting money aside for periodic expenses, or looking for a high yielding account to invest for the long term, Heritage has an account that's right for you.

Heritage Direct Savings - All-electronic account that you manage online and pays our most competitive rate. $1,000 minimum to open. Apply online!

Health Savings Account (HSA) - Interest bearing account designed to help eligible individuals save for current and future qualified medical expenses; used in conjunction with a High Deductible Health Plan.

Flex Gold Savings - High-yielding interest of a CD with the withdrawal benefits of a savings account. Balances start at $1,000.

Universal Savings - Earn interest on balances of $.01 or greater. Ideal for building your savings.

Certificates of Deposit - From 91 days to 5 years, higher yields for longer terms

IRAs - A variety of plans to best suit your needs

Savings Bonds - Purchase online or from a CSR. Great gifts--can be used for educational expenses.

Current Interest Information / Consumer Fee Schedule

FDIC Insurance




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What's New
New Online Banking Business Day Cutoff Times
Heritage Bank Receives “Above and Beyond” Award
Heritage Bank Announces 2010 Scholarship Winners
Featured Rates 9/7/2010
Checking
APY
eCentive Qualification APY 1.87%
eCentive Base APY 0.10%
Savings & CDs
APY
HeritageDirect Savings 0.75%
24-Month CD 1.10%
 

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