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Personal 
Savings
Accounts
Flex Gold Savings
Flex Gold Savings
Today's Date is Sunday,
July 06, 2008
Current Flex Gold Interest Rates (Effective Since Thursday, May 29, 2008)
Interest
Rate(1) |
Annual
Percentage
Yield(2) |
Compound |
Minimum
Balance to
Obtain Annual
Percentage
Yield(3) |
Minimum
Opening
Balance |
| 0.95 |
0.95 |
Monthly |
$1,000.00 |
$1,000.00 |
| 1.19 |
1.20 |
Monthly |
$25,000.00 |
| 1.44 |
1.45 |
Monthly |
$50,000.00 |
| 1.93 |
1.95 |
Monthly |
$99,000.00 |
| 2.18 |
2.20 |
Monthly |
$199,000.00 |
Flex Gold Features—Flex Gold has the high-yielding interest of a CD with the withdrawal flexibility of a savings account.
- $1,000 minimum deposit to open account
- Monthly interest payment and statement
- Unlimited incoming wire transfers
- Three free outgoing wire transfers per month
- Free Online Banking and Telephone Banking access
- Automatic transfer service to and from checking*
- Free Shazam check card available**
Addtional Features and Requirements
- No interest earned if account balance is less than $1,000
- $10 monthly service charge if account falls below $1,000 (daily minimum ledger balance); fees could reduce earnings.
- Variable interest rate may change daily; Interest calculation is based on average available (collected) balances and is compounded monthly
- Overdrafts and NSF: $27 per item
- $25 fee if account is closed within 90 days of opening
FOR CURRENT RATE INFORMATION CALL: (320) 235-5720 OR (800) 344-7048
(1) Rates may change without notice after account is opened
(2) Fees may reduce earnings
(3) Based on average available (collected) balances
* Preauthorized, telephone, Online Banking, and Telephone Banking transfers are limited to a combined total of six per month as prescribed by federal regulations governing savings accounts
** Savings Account customers must also have a checking account relationship in order to receive a Shazam check card. $1 per transaction if used a non Shazam ATM machines.
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Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. |
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